There are a lot of emotions and questions surrounding unemployment compensation, and so even though more Americans are finding themselves unemployed than ever before, you may not feel comfortable asking others for information. Here is a guide to help you apply for unemployment, understand the 2010 unemployment extension, and continue your health insurance. What You […]
Did you know that back to school time is the second biggest shopping time of the year behind the holidays? Yesterday, Amanda shared some Back-to-School Shopping Tips to Stretch Your Budget. Today we’re taking it a step further to pile on the back to school savings. Maximize Back to School Savings Maximize Reward Programs. If […]
Every year during the holidays I sign up for an Amazon Prime account. You get free 2 day shipping and no minimum order. So when you snag a lightening deal for $10, you don’t have to buy $15 more of junk just to get free shipping. Amazon Prime just launched Amazon Student. One of the […]
How to Score Groupon Deals
Posted byLast week, a friend of mine turned me on to Groupon, when they had 50% off at a kid’s restaurant we go to weekly. Now I’m hooked. It’s one of my new favorite deal sites. We’ll explore Groupon to celebrate Free Money Friday. The idea behind Groupon is essentially buying in bulk. If you got […]
Emergency Fund or Retirement First?
Posted byA friend of mine recently asked me a question: “Should I be putting extra money into emergency savings or an IRA at the end of the month?†Allocating funds and/or setting priorities for saving is something that many people struggle with. Order to Prioritize Your Savings Most experts will agree that first and foremost you […]
4 Quick Mid-Year Financial Checkups
Posted byI looked at the calendar the other day and couldn’t believe the year was already half over! It seems like just yesterday we were ringing in 2010, and now 2011 is just 6 months away. The summer is a time for vacations and cookouts, but don’t forget to pay attention to your finances too! Follow […]
How to Make SmartyPig Withdrawals
Posted byWhen I asked Are CDs Obsolete? I mentioned that SmartyPig was an alternative to CDs. As you recall, when I wrote about my experiences with SmartyPig, I found it easy to use, and its interest rate to be downright irresistible. At the time, the only thing I hadn’t done was actually meet one of my […]
We all know that long term CDs have higher rates than short term CDs… or so we thought. A unique Ally Bank CD set of rules actually lets us take advantage of the higher rates with a shorter term. CD Rates Are CDs Obsolete? That’s the question we’re discussing this week. As CD rates remain […]
Are CDs Obsolete?
Posted byOnce upon a time, Certificates of Deposit (CDs) were a great way to put away money for a fixed period of time. A CD ladder could help you get the overall best interest rate by locking in funds for longer amounts of time while still giving you access to portions of your cash every month […]
How Much Does a Funeral Cost?
Posted byA loved one dying is always difficult and the stress can be overwhelming. Despite your grief you will probably find yourself asking, “How much does a funeral cost?” You may have life insurance to cover funeral expenses, but average funeral costs are still pretty steep. Researching the costs before planning your loved one’s funeral will […]