I had one of the most fun and memorable holiday experiences several years ago. After a great Thanksgiving feast at my grandmother’s, my mother and I decided that we would bite the bullet and go together the next morning to shop on Black Friday. Neither of us had done so before, and we felt that […]
Cash for Appliances Program Back in August, Cash for Clunkers was the big news in government relief for taxpayers. The program encouraged consumers to buy nearly 7,000 more fuel efficient vehicles in less than 30 days. A similar program from the Department of Energy through the American Recovery and Reinvestment Act of 2009 is now […]
Even the most financially-savvy people sometimes need a little help – and the more money you have, the more you might want to make sure you are handling it as well as possible. If you find yourself with questions you can’t quite find the answer to online, want to make sure you are handling a […]
You know the drill: once or twice a month you get paid for the time that you have worked, minus a series of taxes that have been conveniently deducted out of your paycheck before you even receive it. Because you never get to deposit that money into your bank account, paying taxes may seem like […]
Being frugal and saving money on everything run through my blood. I have patience, sometimes waiting years in order to score a great deal on an item I want, and I am willing to compromise on quality in some cases. However, like many of you, health care is not an area I am willing to […]
Interest is, well, quite interesting. Instead of your money accumulating in your mattress or shoe box, it can now accumulate plus earn its own money. Money earning money—what a concept. And there are multiple ways to achieve this: you can open a savings account or purchase certificates of deposits in order to earn interest, or […]
Let’s be honest—money has no real value. When you strip away the power, the glamour and glitz, and the intrigue that is associated with owning some, it becomes nothing more than exactly what it is: a piece of green and white cotton paper with some jargon about trust, a photo of a dead president, and […]
One of the money saving tips you’ll read about most often is to eat out less and cook more. But just like you need an overall spending plan to manage your income and expenses, you might need a good grocery shopping plan to make sure that cooking is actually cheaper for you. Over the last […]
Do you need a traditional retail bank? Until recently this might have been an odd question. Bank failures, government bailouts and increased fees are causing many people to stop and think about their choice of bank. In this day of direct deposit, ubiquitous ATM’s and increased competition some people are realizing that all of their […]
Are you moving and need new appliances, or have you had one break recently and need to replace it? Appliances can make or break your budget in two ways. First of all, they can use up so much energy that they become a drain on your month-to-month electricity charges. Secondly, they can cost a small […]
