Housing is a significant part of almost everyone’s financial pie chart. The basic need for shelter can also wreak havoc on your budget if you aren’t careful. Let’s focus on ways to lower your housing costs to save some money! Lower Your Housing Costs When you want to save money, it makes sense to start […]
Your finances are in shambles. You are desperate for change but you aren’t sure what to do or if making any changes are even worth it. After all, the mess you are in feels insurmountable. Can you overcome poor financial decisions and change your financial life for the positive? Is it even possible? The answer […]
When it comes to money, we all want as much as we can get. But not only is making money important, so is saving money. We save so that we can enjoy the future financially and so we can overcome any financial setbacks we encounter along the way. However, there are many times when we […]
When you are trying to save your money or get out of debt, sometimes the process can seem like it’s not going so well. It can be frustrating when it feels like it’s not working as well as you had originally thought it would. If you’re not seeing your savings increase as much as you […]
When it comes to change, many of us are great for the short term, but over the long term, we typically revert back to our old ways. There could be any number of reasons for this. Maybe we didn’t give it enough time to become a new habit. Maybe we tried to change too much […]
Death isn’t something we look forward to, but when it comes to our finances, it is an important topic. If we simply do nothing, we can potentially leave our loved ones with less of our wealth by not taking appropriate actions. Even if we do plan for death and leave a will, it isn’t completely […]
We’ve all made our fair share of financial mistakes over the years. The key is to understand what went wrong and to take action to fix the mistakes as best we can. Sometimes we can do this with little effort, while other times it will take time to repair the financial mistakes we’ve made, big […]
When it comes to saving money, we are always looking for deals. We use websites to find the lowest price for items and then buy them thinking we are getting a great deal. Should You Spend More Money Now to Save More Later? When you find the lowest price are you really getting a good […]
When it comes to improving your life, it really comes down to common sense. For whatever reason, we try to make things much more difficult than they need to be. Just look at common core math as an example. Since when does 2 + 2 involve blue and yellow? We overcomplicate things and in doing […]
One of the least glamorous parts of being smart with your finances is to build your emergency fund. We’ve talked before about the importance of having an emergency fund so I am not going to go over that again. But getting your emergency fund up to the amount you need it to be does take […]
