Government savings bonds have a special place in my heart. My grandpa often tells stories about using payroll deduction to buy bonds when he was a civil service employee in the 60s and 70s. As he tells it, you could buy 1/3 of a bond for $6.25, and receive a bond for $18.75 every third […]
Wouldn’t it be nice if managing your money came with an instruction manual? Not one of those manuals that is written in four languages and have schematics that only an engineer can understand but an easy to follow, step by step guide that tells you what to do every step of the way. That book […]
Time to get your finances in order for the new year! You know which ones I’m talking about… the finances that were neglected during the holiday season. If your new years resolutions are financially based this year this list will come in handy as a springboard to get started. And even if you didn’t dedicate […]
We became first-time homebuyers in September 2009. What an exciting time it was for us! We had just gotten engaged several months earlier, decided to pay cash for our wedding and honeymoon, and decided in the meantime to place a decent down payment on a home. We were also able to take advantage of the […]
I am sure you have been to the grocery store lately (unless you shop for groceries online). We shop for groceries every other week, and my husband was the last person to go so I hadn’t been to a store for a month until last weekend; boy was I surprised! Our grocery bill has increased […]
I had a long discussion with my Aunt on Mother’s Day. The topic: interest rates. Specifically, the lack of interest on savings accounts right now. She was trying to figure out where to stash some of her money to get the best return, without any risk. With pitiful rates on CDs and bank accounts, it’s […]
Awhile back, I took advantage of a Free Money Friday offer to open a new E-Trade account. Some time later, that account was converted along with most E-Trade deposit accounts to a Discover Bank account. If you’re like me, you associate Discover with credit cards only – in fact, I previously had no idea that […]
I asked recently whether you thought a financial fast was right for you. I’ve definitely come to the conclusion that it’s not for me. But as I try to work out my financial goals going forward, I’m trying to figure out exactly what is right for me long-term. Each time I get a paycheck, should […]
After my husband got his new Android phone, the HTC Hero, the first thing I had to check out were the Android apps for money management. He finally gets to upgrade, courtesy of the new sero premium from Sprint. I downloaded every financial android app I could find and narrowed it down to my favorites. […]
Do you know the differences between a savings account and a money market account? Both provide a place for you to stash your money and earn a little interest. But the two types of accounts are not exactly the same thing. Let’s take a look at some of the basics. Definitions First of all, you […]
