Dominating the news headlines currently is the topic of student loan debt and a possible student loan crisis. For the first time ever, the total amount of student loan debt has surpassed the $100 billion mark. This is more than consumer credit card debt and is second only to housing debt (mortgages). Many experts are […]
One of the trendiest and most pressing topics in personal finances is the devastating amount of debt graduating with college students. Large debt loads saddle new graduates with large monthly payments. Couple this with sometimes unmarketable degrees that do not translate well in the workforce and a wavering economy, and we see that some students […]
Buying a house is for many people the largest purchase we will make in our lives. During the home buying process, many of us get caught up in the excitement and don’t think about all of the increased expenses we will incur as a result of purchasing the home. For me personally, I didn’t realize […]
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Moonlighting—working at another job, often at night, in addition to a full-time job—has been gaining in popularity over the last several years. This is because of the need for more income due to Recession financial messes: furloughs, lower wages, and higher mortgage/apartment rental payments. Aside from financial need, many people choose to moonlight in order […]
Happy May Day! As springtime rolls in, it’s time for my semi-annual credit card application spree. We finished up the spending requirements for my husband’s holiday credit card application spree, so it’s back to my turn. If you are following along, here are the details from our other application sprees over the past year. You’ll […]
When I shared How I Made $10,000 Selling on Amazon, I received lots of emails from readers who wanted to explore it some more, but didn’t know quite how or where to get started. When a friend of mine started selling on Amazon recently, I emailed her instructions on how to get started. Sharing those […]
I purchased a smartphone for the first time a year and a half ago after attending a personal financial conference where all of the other writers were running circles around me on social media and the like. As a writer myself, I realized that having one could be very helpful for me as well. However, […]
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I first heard about a spending fast a few years back while watching an episode in Oprah’s money class series. The couple stopped spending money on anything they didn’t need, and because of their sacrifice, they were able to save more than $10,000 for the year. In a nutshell, a spending fast or a spending […]
