First off, you are probably wondering what the heck the birth rate has to do with personal finance. Surprisingly, more than you would think. The main importance of the birth rate is related to Social Security and Medicare. If we travel back in time when Social Security was originally implemented, there were 5 workers for […]
How to Improve Your Credit Score
Posted byYour credit score and credit report may not be something you think about often, but the fact is, when it does come time to need your credit score, it really does matter. Your credit score and report is a reflection all of your past credit history. A credit card company or someone looking to give […]
Are You Interested in Mystery Shopping?
Posted byMy friend Helen introduced me to Mystery Shopping about two years ago. I had heard about it, and was very curious (if not a little skeptical) about its potential in my money-saving toolbox. She mentioned in a conversation that she had not paid for an oil change in over three years. Boy did that pique […]
Upromise MasterCard $50 Sign Up Bonus
Posted byThis week’s Free Money Friday offer is a good one for anyone who is saving for college because Upromise is offering a $50 sign-up bonus on their Upromise World MasterCard! Even if you don’t need to save for college, you can still get in on this bonus! How to Get Your $50 Open a Upromise […]
You look at your credit card statement. There’s a charge for about $700 from a merchant you’re not familiar with. “Honey, did you buy something from so and so for $700 last month?†“Why no, dear, I would never spend that much without talking it over with you first.†“Hmmm; I wonder where that charge […]
Financial Moves to Make as Newlyweds
Posted byOn account of our three year anniversary, I thought it would be a great idea to discuss the finances of a newlywed couple since it’s so fresh on my mind. Based upon the decisions that you made in the first article in this series, 6 Financial Topics to Discuss Before Marriage, there are several things […]
You’re engaged! Congratulations! I mean that from the bottom of my heart, as it was only three and a half short years ago that I was in your position. Announcing to everyone that we were engaged was such a fun time, and it was so nice to receive everyone’s genuine well wishes and excitement for […]
26 Simple Ways to Save Money
Posted bySaving money doesn’t have to be hard. When you start saving money, you’ll be able to put that money towards any debt you may have or be able to save for the future. Here are simple ways to save money. Photo Courtesy: Kristen Simple Ways to Save Money Be light conscious. Use daylight as much […]
This week’s Capital One Free Money Friday offer is a good one! They’re offering a $300 sign-up bonus for their business checking account. How to Get Your $300 Open a Capital One Business checking account by August 31, 2013. Deposit at least $3,000 within 30 days of account opening and make one online payment. Get […]
3 Steps to Successful Investing
Posted byIt’s all over the news about how the stock market is now trading at all-time highs. For many investors, your portfolios should now be worth more than they were back in 2007 before the financial crisis hit. I say should for two reasons, the first being this assumes you actually stayed invested in the market. […]