2018 Roth IRA Limits and Roth 401k Limits: One Will Increase

Posted by Madison on October 24, 2017

The 2018 Roth IRA limits will not change again this year. However, the Roth 401k contribution limits will increase by $500. It’s time to start planning your contributions. The 401k limits and IRA limits are determined based on inflation, but can only increase in $500 increments. The 2018 social security wage base increased by $1,500. […]

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New Capital One Savor Rewards $150 Sign Up Bonus

Posted by Madison on October 20, 2017

There’s another new dining card from Capital One. The Savor Cash Rewards credit card offers a $150 sign up bonus. Capital One Savor Cash Rewards This card appears to replace the Premier Dining Rewards credit card that was available earlier this year, but with a bigger bonus. The card offers 3% cash back on dining, […]

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Social Security 2018 Wage Base Increase

Posted by Madison on October 17, 2017

The 2018 Social Security wage base increased by $1,500. The wage base in 2018 is $128,700. The 2017 Social Security wage base was $127,200. The Social Security wage base has increased in five of the last six years. Changes to the Social Security wage base were announced last week. What is a Social Security Tax […]

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Delta miles! American Express increased the bonus on the Platinum Delta SkyMiles card. The bonus is increased to 70,000 miles for a limited time. I picked up the card this week as part of a bigger application spree (more on that next week!) In addition to the miles, you’ll also get a $100 statement credit. […]

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4 Classic Money Rules You Might Want to Ignore

Posted by Don on October 11, 2017

If you read any personal finance magazines or books, many of them tend to throw out the same information over and over again. Much of this information has been adopted as standard money rules that you should follow. But I am here to tell you that there are many money rules to ignore. (Photo Credit: […]

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Discover it $50 Sign Up Bonus

Posted by Madison on October 6, 2017

Now that the holiday 4th Quarter 5% cashback offers are posted, it’s time to start planning our spending. Discover is once again featuring 5% cashback at Amazon and Target during 4th quarter. With their Cashback Match program, you can earn double cash back, or 10% cashback during the holidays! Once again, our last year with […]

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$4,487+ Secret Credit Card Application Spree

Posted by Madison on October 4, 2017

Time for a credit card application spree! Sign up bonuses from credit cards are one of my huge money makers, and one of my favorite ways to make money! We pick up thousands of dollars in bonuses each year. The cards with travel bonuses also fund our family travel. Over the past year we traveled […]

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Most Popular Finance Tips: September

Posted by Madison on October 3, 2017

Last month our most popular finance tips were finding ways to lower your housing costs, picking up a free share of stock from Robinhood, reviewing our options for credit scores and monitoring, discussing if a Roth IRA can double as an emergency fund, getting our 4th quarter cash back cards lined up, reviewing the penalty […]

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Free Share of Stock from Robinhood

Posted by Madison on September 29, 2017

Robinhood, the brokerage account that offers free trading, is giving out free shares of stock! This one is easy, it took me just a few minutes to set up my account and claim my free share! You’ll get one share of stock when you sign up for a new account using a referral. The share […]

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14 Ways to Lower Your Housing Costs

Posted by Madison on September 26, 2017

Housing is a significant part of almost everyone’s financial pie chart. The basic need for shelter can also wreak havoc on your budget if you aren’t careful. Let’s focus on ways to lower your housing costs to save some money! Lower Your Housing Costs When you want to save money, it makes sense to start […]

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