14 Ways to Lower Your Housing Costs

Posted by Madison on September 26, 2017

Housing is a significant part of almost everyone’s financial pie chart. The basic need for shelter can also wreak havoc on your budget if you aren’t careful. Let’s focus on ways to lower your housing costs to save some money! Lower Your Housing Costs When you want to save money, it makes sense to start […]

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Should You Use a Roth IRA as an Emergency Fund?

Posted by Jill on September 25, 2017

Because of the flexibility of a Roth IRA, many people consider using their Roth as an emergency fund (or depositing their emergency fund into a Roth if you prefer to look at it that way). Should you use a Roth IRA as an emergency fund? Using a Roth IRA as an Emergency Fund There are […]

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Wells Fargo Propel $200+ Sign Up Bonus

Posted by Madison on September 22, 2017

A reader just let me know about a new version of the Wells Fargo Propel card. This one is an American Express card with a 20,000 point sign up bonus. The old card was a Wells Fargo Propel World card. The 20,000 points for the Propel card should be worth $200 or more. It’s our […]

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New 4th Quarter 2017 5% Rotating Cash Rewards Credit Cards

Posted by Madison on September 21, 2017

4th quarter cash back is here! It’s time for 4th quarter cash back. 4th quarter cash back is all about holiday shopping! Organize, activate and put your credit cards into a regular rotation. Quarterly Cash Rewards It’s our quarterly check-in to reevaluate the cards we are carrying to take advantage of the best 4th quarter […]

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Your Guide to Free Credit Scores, Reports and Monitoring

Posted by Madison on September 19, 2017

After the recent Equifax data breach, it’s time to revisit monitoring your credit report! After all, at last count we do manage over 65 credit cards and over $1,000,000 in credit lines! Over time, we’ve covered how to get your free credit report, get your free credit scores and get free credit monitoring. Let’s review […]

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Barclaycard Arrival Plus $525+ Sign Up Bonus

Posted by Madison on September 15, 2017

The Barclaycard Arrival Plus card sign up bonus is currently 50,000 miles. You can redeem the miles for a $500 statement credit. You’ll get an extra bonus on the travel redemption, so it’s really a $525+ offer! The 50,000 mile sign up bonus is for a limited time; normally the sign up bonus is for […]

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How Much is the Penalty for No Health Insurance?

Posted by Madison on September 12, 2017

Obamacare, or the Affordable Care Act is now in the fourth year of providing health insurance. However, it will only be the third year of reconciling the health care requirements and the health insurance premium tax credit on your tax return in the spring. Health Insurance Penalty The fee, or insurance penalty tax, for going […]

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Wells Fargo Cash Wise Visa $200 Sign Up Bonus

Posted by Madison on September 8, 2017

Wells Fargo just increased the bonus on the Cash Wise Visa card to $200. It used to be a $150 sign up bonus earlier this year when it was on my list for our $4,292 Credit Card Application Spree. The card also earns 1.5% cash rewards. If you use mobile payments, you’ll earn 1.8% during […]

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Most Popular Finance Tips: August

Posted by Madison on September 5, 2017

Last month our most popular finance tips were finding your missing money, putting money in a 401k and an IRA at the same time, using credit cards strategically, college money myths, a $25 bonus for college students, handling stock market uncertainty, and a $100 PenFed bonus. If you missed the most popular finance tips last […]

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PenFed Power Cash Rewards $100 Credit Card Bonus

Posted by Madison on September 1, 2017

The PenFed Power Cash Rewards credit card bonus is $100. The card earns a flat 1.5% (or 2% with a checking account) on all purchases. If you aren’t familiar with Penfed, it’s a credit union but doesn’t require military service. In fact, long time readers will remember that we opened our mortgage with Penfed years […]

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