You will receive 15,000 Bonus Cash Rewards, which can be redeemed for $150 cash back.
No Foreign Transaction Fees.
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Earning Cash Back. For the first 6 months, you’ll earn 2% cash back. After that, you’ll earn 1.5% cash back.
10% Anniversary Bonus. You’ll earn a 10% anniversary bonus once a year on the previous cash rewards you earned. That will make your cash back effectively 2.2% for the first six months and 1.65% after that.
Redeeming Cash Back. Rewards are unlimited and have no expiration date. You can redeem your rewards for cash back credits, direct deposits (to HSBC checking or savings accounts), gift cards, travel or merchandise.
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