After 7 inches of snow, yesterday was our first snow day of the year! This year was supposed to be more mild than last year (when we got more than 100 inches of snow!), but it’s only early December and we already have 16 inches on the ground… on pace with last year… Announcements 529 […]
How to Take a Loss on an IRA
Posted byWe all know that you can’t take a loss on an IRA…. or can you? I’ve been investigating the possibility of closing out Scott’s Roth IRA and taking the loss. How IRA Loss Deductions Work You can deduct a traditional or Roth IRA loss as a miscellaneous itemized deduction. However, there are some conditions that […]
Holiday Giveaway
Posted bySorry, this giveaway is over. However, if you want to buy gift cards for a fraction of their value, check out Plastic Jungle! You can even sell or swap your existing gift cards, too. Happy Holidays from My Dollar Plan! Scott and I want to share some of our holiday cheer and give gifts to […]
VistaPrint Holiday Card Deals
Posted byBack in July, I ordered some checks from Vista Print. They were dirt cheap and had quick shipping. I figured someday that I’d write about them as a cheap place to buy checks. Holiday Products I just got an email from VistaPrint that they are offering some great deals on holiday products. What caught my […]
Wishlist Brings Amazon Back and More
Posted byWe just got home from our Thanksgiving vacation visiting the in-laws. Even though I missed the Black Friday festivities, and the horribly sad Black Friday death, I did manage to check out the online deals last Friday. I scored new sheets for the bunk beds the kids are getting for Christmas. I was able to […]
Roth IRA Q & A
Posted byThe Roth IRA can be a very powerful vehicle to save for retirement. I’ve been getting a lot a questions lately about the Roth IRA and thought it would be helpful to share them in a Q & A format. My wife and I both opened a Roth IRA account with $4,000 each. Can we […]
The following is a guest post by Tisha Tolar. Special thanks to Tisha for filling in while I’m on vacation. As the economy continues to remain unstable, it seems for many that all four walls are starting to crumble. Facing more struggles paying bills, worries about job loss, and even concerns about day to day […]
Do You Have a Black Friday Story?
Posted byWe all know I’m in love with Black Friday! Whether it’s shopping resources for the big day, getting free stuff or shopping online, I think it’s such a fun event. However, since we’re out of town, I didn’t do my usual routine. Hopefully, I’m still sleeping. (OK, I have two toddlers, that would never happen!) […]
My Wishlist by American Express 2008
Posted byAmerican Express Wishlist is back! It’s sort of like the Black Friday after party! It’s especially useful if you are busy shopping online and you want to take a break for something fun. American Express Wishlist Dates. The dates for this year’s wish list are December 1-18. American Express Card. You have to have an […]
When was the last time you checked your pay stub? I’m not talking about your gross pay or net pay, I’m talking about the withholding for social security, service year credits for your pension plan, and all other administrative accounting that takes place with your employer. The following story is an unfortunate reminder of how […]