After I wrote how to calculate your net worth, I was out with a friend and we were talking about growing our wealth. Throughout the conversation, he continued to focus on growing his income. I had to explain to him that his approach to growing his wealth was flawed. Why was his approach flawed? Why […]

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American Express Platinum 100,000 Point Sign Up Bonus

Posted by Madison on May 10, 2016

I specifically held off on an American Express card during my last $4,420 Credit Card Application Spree. I was waiting for a huge Platinum sign up bonus. It’s here! The American Express Platinum sign up bonus is up to 100,000 points. The standard offer on the Platinum card is 40,000 points. However, if you are […]

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Barclaycard CashForward $100 Sign Up Bonus

Posted by Madison on May 6, 2016

A reader recently let me know about the sign up bonus on the Barclaycard CashForward card. The Cash Forward card earns 1.5% cash back plus bonuses on redemptions. The bonuses increase the cash back rate to about a 1.579% rate when you round. The $100 sign up bonus is our Free Money Friday offer this […]

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What Should Your Financial Pie Chart Look Like?

Posted by Jill on May 5, 2016

Readers at My Dollar Plan want to build a financial pie chart. It’s one of our most popular articles, so we are republishing it for anyone who missed it the first few times it was published. Have you made a financial pie chart yet? I’m a numbers girl. Always have been, and always will be. […]

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Avoid These Pitfalls of Taking out a 401k Loan

Posted by Don on May 3, 2016

A popular way to borrow money recently has been to take a loan from your 401k plan. The thought is this type of loan is OK since you are both the borrower and lender and therefore, you reap the rewards of the interest. While technically this is true, there are some pitfalls to avoid when […]

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MLB BankAmericard Cash Rewards $100 Sign Up Bonus

Posted by Madison on April 29, 2016

I really don’t care what my credit cards look like as long as I can use them to make money. The Major League Baseball card from Bank of America is the perfect example. You get to pick your favorite team from 30 different teams. This is great if you love baseball; however, it’s the $100 […]

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Best of My Dollar Plan: April

Posted by Madison on April 28, 2016

This month our most popular finance tips were focused on building your emergency fund, improving your financial life using common sense, reducing your taxes with investments, buying better quality items to save money in the long run, and a sign up bonus from TD Bank. If you missed the most popular finance tips this month, […]

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Should You Spend More Money Now to Save More Later?

Posted by Don on April 26, 2016

When it comes to saving money, we are always looking for deals. We use websites to find the lowest price for items and then buy them thinking we are getting a great deal. Should You Spend More Money Now to Save More Later? When you find the lowest price are you really getting a good […]

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Capital One 360 $25 Sign Up Bonus

Posted by Madison on April 22, 2016

One of my very first sign up bonuses 15 years ago was through ING Direct. ING was acquired by Capital One and they still offer the same $25 sign up bonus when you open a savings account! Fifteen years later, the Capital One 360 Savings account bonus is still one of the easiest $25 around! […]

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When it comes to improving your life, it really comes down to common sense. For whatever reason, we try to make things much more difficult than they need to be. Just look at common core math as an example. Since when does 2 + 2 involve blue and yellow? We overcomplicate things and in doing […]

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