Awhile back I converted my U.S. Bank FlexPerks Card to the US Bank Cash Plus Card to avoid the annual fee. Since you have to sign up for the Cash Plus 5% categories now, I added it to our list of Quarterly Rotating Rewards Cards. One of the benefits of the Cash Plus card is […]

Continue reading…



There is a possibility that you may be suffering from double taxation. I know, we all suffer from double taxation, like when we pay sales tax when we purchase items with money that has been taxed by the federal government. Or when I used to work for the state government, and when I used my […]

Continue reading…



2nd quarter cash back is here and it’s focused on restaurants and home improvements this spring! It’s time once again to get all the cards organized, activated and into a regular rotation. Reevaluate Quarterly Cash Rewards It’s our quarterly check-in to reevaluate the cards we are carrying to take advantage of the best 2nd quarter […]

Continue reading…



My husband’s office at the university is closing this fall. While he was offered another position (with a raise!), he turned it down and he’s taking this opportunity to finally quit the rat race. He will be 39. Congratulations Scott! Later this year, my husband is finally joining me on a new adventure. Just like […]

Continue reading…



The topic of retirement comes up all of the time on the news, in the newspapers and magazines and in personal finance blogs. With so many different people talking about retirement, it not only gets confusing, it can also get overwhelming. Luckily, I am here to help. I will give you the guide to making […]

Continue reading…



As many of you know, the Chase Freedom card is one of my favorites on our list of quarterly 5% rotating cash rewards cards, especially since the 2015 Chase Freedom Rewards Calendar shows restaurants for second quarter 5% cash back. Perfect timing for spring break in a few weeks! The refer a friend promotion that […]

Continue reading…



Most taxpayers are well aware of the deduction that comes from claiming dependent children on their taxes. But what are the rules on claiming dependents on taxes? And what about other relatives? And, when can those formerly claimed as dependents on someone else’s return begin to claim themselves? If someone else can claim you as […]

Continue reading…



Compound interest is the most powerful force in the universe, which was supposedly said by Albert Einstein, though there is no proof that he actually said this. Nonetheless, compound interest is an amazing thing. Previously, I talked about how to calculate simple interest. Now, I am going to show you how to calculate compound interest. […]

Continue reading…



I know many of you who also pick up some side money selling on Amazon have been waiting for these numbers… last year our Amazon business generated over $100,000 in total profits! We had just over $290,000 in sales and sold over 8,400 items last year. Here’s how! Background If you are a new reader, […]

Continue reading…



Discover it $100 Sign Up Bonus

Posted by Madison

Discover it has a new sign up bonus, a $100 Amazon.com gift card. I like the Discover it card for the category bonuses; here’s how I earned $1450 cashback from Discover recently. It’s Free Money Friday! How to Get Your $100 Sign Up Bonus Open a new Discover it card. Spend $500 during the first […]

Continue reading…