I recently got a new phone and have been trying to find the best apps that make life a little simpler and get the most out of my newly purchased device. And since I’m always trying to find ways to save money and improve my finances, I started searching for great money saving apps (for […]
This will be the first of an occasional column devoted to relationship advice around money. No stock tips, no tax advice, just relationship advice as it relates to finances. When Spouses Have Unequal Pay A reader recently asked: What percentage should I pay if I make 400 more than my spouse? There are a lot […]
I have mentioned previously the financial benefits to not maintaining an escrow account. Basically, instead of paying a few extra hundred dollars per month for insurance and property taxes to a bank, you can pay your own savings account this money and reap a small amount of interest on it (with today’s abysmal interest rates, […]
Finally! Summer is here, and if you’re like me, you’re ready for warmer weather, enjoying the outdoors, and barbecues. I’ve always loved summer, but in the past, I’ve always found myself spending more than I’d like to during summer. Between taking a vacation, activities, air conditioning, gas prices getting around, and more, summer can be […]
You look at your credit card statement. There’s a charge for about $700 from a merchant you’re not familiar with. “Honey, did you buy something from so and so for $700 last month?” “Why no, dear, I would never spend that much without talking it over with you first.” “Hmmm; I wonder where that charge […]
On account of our three year anniversary, I thought it would be a great idea to discuss the finances of a newlywed couple since it’s so fresh on my mind. Based upon the decisions that you made in the first article in this series, 6 Financial Topics to Discuss Before Marriage, there are several things […]
You’re engaged! Congratulations! I mean that from the bottom of my heart, as it was only three and a half short years ago that I was in your position. Announcing to everyone that we were engaged was such a fun time, and it was so nice to receive everyone’s genuine well wishes and excitement for […]
Easter is a fun holiday and especially loved since it usually means spring is around the corner. The trouble with holidays, including Easter, is that as great as they are, they usually mean you are spending more money than you normally would. Between decorations, Easter-themed activities, planning a meal, and of course, adorable Easter outfits […]
When I think back to my grandparent’s retirement years, I remember them talking about how they generated income from their investments. While they received a Social Security check each month in the mail, a good portion of their income actually came from their investments. Most of their investments were in what are considered safe investments, […]
If you are a fan of Dave Ramsey or other financial gurus, then you know they suggest starting out with $1,000 in an emergency fund while you pay down debt. Once the debt is gone, you are to increase the size of your emergency fund to six months of living expenses. Currently, the average length […]
