22 Free Finance Apps to Help Your Budget

Posted by Kristen on September 3, 2013

I recently got a new phone and have been trying to find the best apps that make life a little simpler and get the most out of my newly purchased device. And since I’m always trying to find ways to save money and improve my finances, I started searching for great money saving apps (for free of course). I knew I’d find some, but I had no idea how many great apps I would find to help manage money, keep track of my budget, and find ways to save money. Here are some money saving apps I’ve found.

by Ricky Romero

Photo Courtesy: Ricky Romero

Free Finance Apps

  1. Mint: Mint allows you to link all of your credit cards and bank accounts to help you keep track of your budget with ease. It automatically shows you what you’re spending on food, gas, and other categories, and it’s a great tool to see where your money is going every month.
  2. Check – Bills & Money: Link your accounts, and the app will remind you when your bills are due or your bank account is low to avoid overdraft fees and late payments. You’ll also be able to view all of your monthly bills in one spot, and pay them online.
  3. Toshl: Keep track of your expenses and income, and export that information into Excel, PDFs, Google Docs, and more. Also, it organizes bills to let you know when a due date is approaching, and keeps your budget organized.
  4. ShopSavvy: Next time you’re out shopping, use ShopSavvy to scan the bar code before you purchase. You’ll be able to find the lowest price nearby to know if you’re getting the best deal.
  5. RedLaser: Similar to ShopSavvy, RedLaser scans a barcode and compares prices of both online and in store items so you can see if you can score a lower price somewhere else. Read reviews, and even purchase the item with the app.
  6. BudgetSaved: Budget Saved allows you to input anything you spend money on and save it as a need or a want. Then, you can look back to see which items were really something you should have purchased. You’ll also be able to create your own weekly and monthly budget and store all of your past budgets.
  7. BillGuard: You can load up to three credit cards for free, and the app will scan them consistently for any suspicious or odd charges to alert you with.
  8. GasBuddy: Have you ever filled up the tank only to drive a few blocks to see the cost much less? I know I have, but that is now a thing of the past. GasBuddy determines your current location, tell you the gas stations around you, and informs you of the lowest cost. More: 16 Ways to Save on Gas.
  9. Groupon: Find deals on restaurants, fun things to do, and a variety of services. You’ll also find deals on getaways, and find things that are on a deal right now nearby you for a limited amount of time under the Groupon Now deals.
  10. The Coupons App: Find coupons updated daily all at your fingertips. Also, you’ll be able to use a barcode scanner to compare prices and save coupons.
  11. RetailMeNot: Save with coupons from a large variety of stores. You can also search for sales and deals going on at local malls or other stores.
  12. SnipSnap: If you have printed, paper coupons, but you don’t want to carry them with you, you can use the app to take a photo and save them to your phone. This way you’ll never have to worry about leaving a coupon behind again.
  13. Manilla: Opt out of paper bills, and see all of your monthly bills in one place with Manilla. You can see your bills and get alerts to when they’re due, but you can’t use the system to pay the actual bill.
  14. Unsplurge: This app allows you to set financial goals for yourself like saving for a vacation or getting out of student loan debt. Record when you make good financial decisions, like not giving in and buying an impulse purchase. You can also share your journey with your friends, so you can support each other in your efforts to save money.
  15. WattzOn: Get tips on saving energy at home, and compare your bill with houses that are similar. You might just be able to save more than you think.
  16. Skype: This video calling service can just be the deciding factor to cancel your landline and reduce any charges you may get from voice calls.
  17. Hotelcoupons: Hotelcoupons offers hotel rooms significantly discounted at a low walk-in rate. Simply search hotels in your area if you’re doing a more spontaneous trip. More: 9 Hotel Alternatives for an Inexpensive Vacation.
  18. Wallaby: If you have multiple credit cards, this app will tell you which credit card to use based on where you’re shopping. When stores and gas stations offer rewards with certain cards, you’ll be able to see which is your best credit card to use. More: Can the Wallaby Credit Card Maximize All Cash Back Rewards?
  19. Yelp: You might not think of Yelp as a money saving app, but it definitely is. Read reviews to determine if a restaurant or service is worth your money. Also, many restaurants and retailers offer discounts and specials if you check-in on Yelp.
  20. Upromise: If you or your kids are headed for college or you have an existing Sallie Mae loan, you should be a member of the free service, Upromise, which earns you money towards your college simply by shopping and dining at participating places with your registered credit and bank cards. The Upromise app helps you find places nearby that will earn you cash back for eating or shopping there. More: How to Use Upromise to Help Pay Off Student Loans.
  21. ATM Hunter: Avoid banking fees by finding the closest ATM nearby associated with your bank. You can also search for 24-hour service.
  22. Out to Eat With Kids: If you’ve got little ones with you, this is a great app to find restaurants that offer deals for kids, including where they can eat for free. It also includes the dates, times, and other important information.

What apps do you use to save money? Have you tried any of these that didn’t work out for you?

More Great Apps

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Comments to 22 Free Finance Apps to Help Your Budget

  1. Hi Kristen, great list here! Awesome to see BillGuard on it. 🙂

    Marina Boykis

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