Put Off to Tomorrow What You Can Spend Today

Posted by Joe on September 15, 2009

OK…I splurged this week. I spent $1,000 on landscaping and didn’t buy a single plant, flower, or shrub. It was almost purely cosmetic. I was just getting tired spending as much time weed wacking my yard as I do cutting the grass. It was a project that most people would have done in one shot […]

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Why I Like ING Direct

Posted by Jill on September 7, 2009

Many financially-savvy people have turned to online banks for their savings (and sometimes even checking) account needs. Online banks often provide higher interest rates and better customer service than traditional brick-and-mortar banks. Of course, the lack of a physical branch makes it harder to access your money immediately. Here’s my personal experience with one of […]

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When Saying Goodbye to $1030 is a Good Idea

Posted by Amanda on September 2, 2009

There is a saying that people throw around with an air of wisdom without truly knowing the financial consequences of following: an ounce of prevention is worth a pound of cure. It is easy to say this to the young intern that needs a new brake system to prevent a future accident, or to the […]

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How to Save for Multiple Goals

Posted by Jill on August 31, 2009

I am more motivated to save when I know exactly what I am saving for. I’ve found that two things help me stay on track with my savings: prioritizing my goals and planning in advance how each paycheck will be split between the goals. As I mentioned in my post on my financial tracking system, […]

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The Best Bank for Your Money

Posted by Madison on August 17, 2009

The best banks? That’s what readers often want to know. In addition to the best banks, they also want to know where I bank. With 181 Accounts, I obviously have lots of financial relationships. Here’s a rundown of where I do my business and my favorite in each category. Online Savings Accounts The Best: Capital […]

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Stacking Financial Incentives at Costco

Posted by Madison on August 5, 2009

I checked our mailbox recently, and to my surprise, there was a rebate check from Costco! I didn’t even realize it had been so long since I asked readers What Am I Supposed to Buy at Costco? After a year of shopping at Costco, it’s practically our main stop for groceries, gas, and various other […]

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The Exponential Power of Delayed Consumption

Posted by Guest Author on July 22, 2009

This is a guest post by Todd Campanella. Todd is a 34 year old married dad of one. He has a finance degree and an MBA; he teaches middle school math. He recently wrote a grant and received $1000 from ING Direct to take 60 students to experience the Junior Achievement’s Finance Park. Delayed Consumption […]

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The Automatic Poorhouse

Posted by Amanda on July 13, 2009

Living Paycheck to Paycheck I live paycheck to paycheck. Throughout the month I negotiate with myself over needs versus wants, pushing certain purchases into the next month’s budget, neglecting car maintenance for the umpteenth month in a row, foregoing that new pair of sneakers I’ve been trying to squeeze into my budget since December. By […]

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12 Tasks for Your Mid Year Financial Checkup

Posted by Madison on June 29, 2009

When we reach the half way point of the year, I like to do a mid year financial checkup. Here are some tasks for this summer’s checkup; some from my list and some from readers. Mid Year Financial Checkup Check Your Credit Report. Don’t forget to use your annual free credit report. In addition, if […]

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FatWallet Cash Back

Posted by Madison on June 26, 2009

Recently, I asked What is Your Favorite Cash Back Program? A reader, Simon, pointed out that I forgot FatWallet! I often mention the FatWallet Finance forums as one of my favorite places to hang out. But, as Simon reminded me, FatWallet also has a special place in my heart for earning cash back! Let’s explore […]

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