Since the number of Roth IRA conversions per year is unlimited, and we have the ability to unconvert the Roth IRA conversions, there’s a fantastic strategy to Roth IRA conversions to minimize your taxes! We previously explored roth conversion strategies like increasing your basis to avoid taxes, but if you’re ready to convert the taxable […]
Articles by Madison
Maximize Your Cash Rewards Credit Cards
Posted byTracking the best cash rewards credit cards and optimizing our spending with each of the credit cards that pay cash rewards is a passion dear to my heart. It’s also a fun game to play! With a constant changing landscape of cash rewards credit cards you always have to be on your toes to make […]
Pictures of the New $100 Bill
Posted byTo celebrate the release of the new $100 bill, we’re giving away $100! Images of the new $100 bill were released this week. The new 100 dollar bills will be issued on February 10, 2011. Update: The Federal Reserve updated the new issue date to October 8, 2013. Production issues delayed the rollout. Latest Update: […]
Tax Freebies, Amendments, and Credits
Posted byHappy Tax Day! As I’m finishing up the last few returns for clients today, here are some fun tips to get you through your return. Tax Day Freebies. Check the list of free food and specials for tax day at Slickdeals Tax Freebies. Check Your 2006 Return. Today is the last day to file an […]
College Advantage $25+ Sign Up Bonus
Posted byIt’s back! It’s the one many of you were waiting for… the Ohio 529 College Advantage $25 sign up bonus is here. And it’s just in time to celebrate Free Money Friday deals at My Dollar Plan. Thanks to a reader, Erlin, for letting me know they brought it back! How to Earn Your $25 […]
Time to Add Some TIPS
Posted byWhen I decided to make our Asset Allocation Update to Include More International Exposure I spent a lot of time reevaluating our entire portfolio. Currently our non stock holdings are split between cash and the total bond market. The cash is actually in CD Ladders, but I’ve found the ladders renewing at such low rates, […]
Which is Your Favorite Discount Broker?
Posted byI’m reevaluating the discount broker scene to add to our emerging market holdings, specifically looking for the best discount brokers. When we made changes to our most recent asset allocation to include more international exposure I identified the need to pick up more emerging markets, in an ETF instead of index funds. I hold a […]
Happy April Fools’ Day! Gotcha Again!
Posted bySo this year, when I was busy planning my annual April Fools’ Day prank for readers, I figured I better make it really obvious. Last year, months after April Fools’ Day was over, I was talking to a friend and we started talking about the website; she thought I had sold the website. I realized […]
Planning a $100,000 Strategic Default
Posted byAfter reading the story of the Credit Terrorist and following the discussion on Would You Walk Away from Your Home? I realized we were sitting on a gold mine. I checked the balances on our credit card arbitrage this morning and they’re currently just over $172,000. It occurred to me, that none of this credit […]
Rejuvenate Your Finances
Posted byIt’s time to rejuvenate your finances! To celebrate spring The Life Skills Network is featuring a rejuvenation day today. Check out all the fun topics to spice up your spring at the end of the article. Rejuvenate Your Finances Update your withholding. Now that your taxes are done (or almost done), if you got a […]