It’s time to start talking about tax savings! With 4th quarter here, it is time for a reminder on some tax saving strategies, some of which will expire this year. Saving money on taxes is essentially free money, you just need to remember to claim them when you file! I suggest keeping a running list […]
Admiral shares at Vanguard have lower minimum balance requirements! This is great news for all the investors at Vanguard, since the admiral shares have a lower expense ratio, which means you’ll keep more of your money in your own pocket. Lower Minimums for Vanguard Admiral Funds Vanguard lowered the minimum per fund for the admiral […]
It’s back! The American Express offer that was popular last spring comes through for us again this week with a great opportunity to score some points worth the equivalent of about $250! It’s Free Money Friday, but you’ll have to hurry, this offer is only good for four days! How to Get Your 25,000 American […]
When Jill mentioned once a month cooking, yesterday in 6 Ways to Change the Impact of Food on your Budget, I got sucked in and spent a bunch of time reading about once a month cooking. We all know I am not a good cook, even though I try. (Although I have mastered Sue’s frugal […]
A friend sent me an email that said, “I use Mint.com and see that food is a big portion of my monthly spending. How do I fix it?†He proceeded to list six ways that food affects his budget. While food does have a rather large impact on almost any budget, it doesn’t have to […]
Insurance companies are just that: companies. They are money-making enterprises that provide a service to the majority of Americans. However, some people are just too high risk for them to insure and still be able to make a profit. High Risk customers may have been categorized as such because they have a pre-existing health condition, […]
After my husband got his new Android phone, the HTC Hero, the first thing I had to check out were the Android apps for money management. He finally gets to upgrade, courtesy of the new sero premium from Sprint. I downloaded every financial android app I could find and narrowed it down to my favorites. […]
We all know that cash rewards credit cards are a fantastic way to get free money without much effort. And now one of my favorite retailers, is jumping on the 5% bandwagon. Starting in two weeks, Target will offer a 5% discount for purchases made on their Target credit card. How to Get Your 5% […]
