Target 5% Discount Credit Card

Posted by Madison on October 1, 2010

We all know that cash rewards credit cards are a fantastic way to get free money without much effort.

And now one of my favorite retailers, is jumping on the 5% bandwagon. Starting in two weeks, Target will offer a 5% discount for purchases made on their Target credit card.

How to Get Your 5% Discount

  1. Open a new Target credit card if you don’t already have one.
  2. Start using your Target credit card on October 17, 2010.
  3. Earn a 5% discount on Target purchases.

More on Target Credit Card

5% Discount. The discount doesn’t apply to gift cards or prescriptions, but they are rolling out a new Prescription discount program with this change.

Target Credit Cards. The 5% discount will apply to the Target credit card, the Target Visa Credit Card, and the Target debit card.

Target Credit Card Tips and Tricks

Apply In Store. If you don’t already have a Target credit card, you should probably apply in store, because they’ll usually give you 10% off on your purchases the day you apply.

Stackable Discounts for Online Shopping. You can use the 5% discount at, so you can combine it with other cash back programs, like Ebates for even more savings.

5% Cards. We buy a lot at Target, so I’m planning to add our Target card to our supply of 4th Quarter 5% Rotating Cash Rewards Credit Cards to optimize our cash back on shopping!

If you're looking for a new credit card, be sure to check out our credit card directory!

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Comments to Target 5% Discount Credit Card

  1. Does the card give a 5% DISCOUNT (as in, 5% off at point of sale) at Target or a 5% cash back at Target? I didn’t see any mention of this on their website.


    • It’s a discount taken at the register. (didn’t notice your question when I was posting)


  2. Yup, my wife & I have been using it for a while. I prefer the upfront discount to cash back…


  3. Doesn’t a percentage of all Target purchases on their credit card go to support local schools?


    • Jenna, I had forgotten about that… but yeah, they have signs up about it at the stores. Additionally, I *think* you can choose a store in your card settings (otherwise it defaults to the local school district where purchased).


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