I’m finally learning how to do all the cool social networking stuff on the internet! Ever since I graduated from college (7 years ago), I haven’t really kept up to date beyond emailing. Recently I’ve been on a roll, first I learned to text message on my Sprint Centro with the SERO plan and now […]
Archive for April, 2008
Be Prepared to Retire in Two Weeks!
Posted byThere’s a basic formula for determining when you can retire: when the withdrawals on your retirement nest egg will cover your expenses. Simple right? But what if your company wanted you to make a retirement decision, and gave you two weeks to decide? Unfortunately, that’s a situation that we’re currently facing. Our company announced a […]
GE Interest Plus $25 Signup Bonus
Posted byIt’s Friday! You know what that means… time for free money! There’s a benefit to having 181 accounts, it’s easy to find free money among the accounts I have. Today I found one that I opened about 10 years ago for the bonus…. and they are still offering the signup bonus! GE Interest Plus Details: […]
Create Your Own Dollar Plan: Step 1
Posted byThe foundation of My Dollar Plan is actually the same as the name… it’s based on our dollar plan. Readers wanted to know what it looks like, how we created it and how we manage our finances to it. So far I’ve only mentioned it in theory and haven’t explained the nuts and bolts. Today […]
Weekly Roundup: Car Scam Edition
Posted byWe have gotten a few calls since we put my car up for sale. The most interesting was one that kept text messaging us asking questions that were already answered in the ad. The final question was if we would accept $8,000 more than the asking price and send them a check for the difference. […]
Happy retirement paperwork filing day, mom! My mom is turning in her paperwork today to retire later this summer. I made her a checklist of all the things she needs to do before the big day. I expanded the list here to include planning for those of you nearing retirement (or wishing you were!). Many […]
Diversify Your Income
Posted by“Don’t put all your eggs in one basket” is a common phrase for investing, but it also applies to your income. Diversifying your income streams is a great way to position yourself against the unknowns: job loss, downturn in the market, business failure, etc. Update: Here is our current diversification of income. The following is […]
$20-$100 Signup Bonus Offers
Posted byLooking for a signup bonus? Here are my favorite sign up bonus offers right now: Sign Up Bonus Offers Chase Sapphire $500 Sign Up Bonus Lending Club $25 Sign Up Bonus: How to get the Lending Club Bonus. More Signup Bonus Offers For more signup bonus offers, see our list of Free Money, updated every […]
What I Learned About Taxes This Year…
Posted byEach tax year brings a new learning experience. This year I learned all about recharacterizations, probably too much in fact! We found ourselves brainstorming a strategy to use recharacterizations to requalify for tax credits. Background We found ourselves in an interesting situation last year. Because we knew our income would be lower in 2007 due […]
For a change of pace I’m doing a mid-week roundup of my favorite personal finance articles of the week. I’m deep in spreadsheet mode lately as I have come up with yet another plan to tweak some of our strategies to change things around at home. I’m reprioritizing some of our 2008 goals and considering […]