Chase Freedom Sign Up Bonus Doubled to $225+

Posted by Madison on June 5, 2015

Chase Freedom just doubled their sign up bonus! We use our Chase Freedom cards often for the quarterly 5% rotating cash rewards cards. Currently the 2015 Chase Freedom Rewards Calendar shows restaurants for second quarter 5% cash back and gas stations for 3rd quarter. The $200 refer a friend promotion is doubled (normally the bonus […]

Continue reading…

How to Manage Money in Your Marriage

Posted by Madison on June 4, 2015

Some friends of ours were newlyweds six years ago and trying to figure out how they would manage their money together. These tips on how to manage money in your marriage became one of our most popular articles! It’s time to revisit the money management styles for couples and tips for success. Finances are a […]

Continue reading…

My favorite personal finance book is Your Money or Your Life: Transforming Your Relationship with Money and Achieving Financial Independence by Joe Dominguez and Vicki Robin. Even though I read it over a decade ago (and my copy is over 20 years old!), it is still my favorite! This week our finance tips feature topics […]

Continue reading…

What Do the 2015 Tax Rates Look Like?

Posted by Madison on June 2, 2015

What do the 2015 tax rates and 2015 tax brackets look like? The 2015 income tax brackets will continue to keep the 10%, 15%, 25%, 28%, 33%, 35% and 39.6% tax brackets in place from last year. Each year the federal income tax brackets adjust based on inflation. Here are the inflation adjustments for the […]

Continue reading…

Be Aware of These 4 Dangers of Timeshares

Posted by Don on June 1, 2015

Back in the 1990’s and early 2000’s timeshares were all the rage. Pay an upfront fee and a small annual maintenance fee and you had your annual vacation booked. But the advantages of timeshares typically end there. Below are 4 dangers of timeshares that you need to be aware of before buying into one. Dangers […]

Continue reading…

Fidelity 2% Cash Back Credit Card & $50 Sign Up Bonus

Posted by Madison on May 29, 2015

I rotate our credit cards quarterly to earn the highest reward on all of our purchases, but I do have a favorite everyday spending card. The Fidelity Investment Rewards Card earns 2% cash back on all purchases. There’s also a $50 bonus; it’s time to revisit this bonus we first mentioned six years ago for […]

Continue reading…

This Month’s Most Popular Finance Tips: May

Posted by Madison on May 28, 2015

This month our most popular finance tips were tips for new grads, student loan forgiveness, important papers for unmarried couples, making a Roth conversion to avoid tax, an application spree, diversification of income and making sense of interest rates. If you missed the most popular finance tips this month, here’s a quick overview: This Month’s […]

Continue reading…

How to Make Early Roth IRA Withdrawals

Posted by Madison on May 27, 2015

The ability to use early Roth IRA withdrawals is an integral part of any early retirement plan. Roth IRAs allow for much more flexibility when it comes to early withdrawals than a traditional IRA. We’ve integrated the option to use retirement funds since I left my corporate job many years ago. Now that my husband […]

Continue reading…

For the rest of time, the debate between buying a home versus renting will never be solved. This is because everyone has a unique set of circumstances and as a result, makes the decision a personal one. But let’s say that you do decide to buy a house. Do you know all of the costs […]

Continue reading…

Sallie Mae 5% MasterCard & $25 Sign Up Bonus

Posted by Madison on May 22, 2015

Last time I updated the quarterly 5% Rotating Cash Rewards Credit Cards MDP Reader Krial pointed out that the Sallie Mae card from Barclaycard was missing. Krial said: It has 5% gas, 5% groceries, and 5% bookstore (Amazon) year-round (with monthly caps). We tend to rack up more cash back on that card than any […]

Continue reading…