We frequently discuss the impact of credit inquiries on credit scores whenever I write about our latest credit card application spree. What we haven’t discussed before is how much a late payment will affect your credit score. I never had the perfect data point to share… until now! How Much Does a Late Payment Affect [...]

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If you watch commercials or are ever bombarded by internet ads, then you would think everyone and their mother are emptying their jewelry coffers and melting their gold down at gold parties being held across the United States. Or perhaps you think you are the last person remaining who has not purchased a stash of [...]

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As an Amazon seller, there is nothing more frustrating than running out of supplies when shipping in inventory to Amazon. I worked on putting together a list of most of the supplies I use to keep things running efficiently. If you also like to make money on Amazon, here’s a list of my go-to supplies. [...]

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I scream, you scream, we all scream for…extra cash (which you can then use to buy yourself some ice-cream if you’d like)! How to pull in extra cash is on many people’s minds. That’s because bringing in more money is a quick way to help whatever money goals you have, whether that’s saving for a [...]

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I mentioned a new card I was targeting in my $2,075+ Credit Card Application Spree. The Citi Double Cash card is essentially a 2% cash back card. I think 2% cash back cards are some of the best cards for everyday spending. It’s a good alternative since our 2.27% on our Barclaycard Arrival expired and [...]

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Walmart is back again with a new savings program that will hopefully lower the prices for thousands of families. Well, sort of. It’s not that they are lowering their prices through the Saving’s Catcher Program, but rather they are willing to pay you the difference between their price and a lower competitor’s price in the [...]

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The kids just went back to school, so it’s time for an application spree! Long time readers are familiar with many of my previous application sprees to sign up for a about a dozen of my favorite credit card sign up bonuses at the same time. It’s not for everyone, and it has to be [...]

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Last fall I received a text from my husband telling me that he was being let go and would be home soon. To be quite honest, he went through a lot of turmoil in the five years he was with his previous company, surviving a buyout by a larger corporation, several bosses, and less-than-ideal working [...]

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It’s Free Money Friday! TD Bank is offering you a bonus of $200 for their TD Easy Rewards credit card. However, as you’ll see below, it looks like it may only work for our East Coast readers. If you do qualify, it could be a good replacement for the Wells Fargo 5% Cash Back Credit [...]

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This month our favorite finance discussion topics were budget friendly cooking, purchases that keep costing your money, the Santander repeating bonus, becoming a billionaire, cutting your losses on Amazon, and things your homeowner’s insurance won’t cover. If you missed the most popular finance tips this month, here’s a quick overview: This Month’s Most Popular Tips: [...]

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