Archive for the 'Savings' Category


Financial Strategies for Infants and Young Children

This is the first post in a series about Money Matters for All Ages. Sixteen personal finance writers address financial issues from babies to retirement and everything in between. See the end of the article for the entire series.

Photography: Six clones (clowns?) v3 by Spigoo
Our oldest son just turned 2 and our youngest [...]


Ten Easy Energy Savings Tips

I recently got a mailer from Power Tomorrow, a program that encourages a “greater energy-efficient commitment in our lives.” It broke down energy use by category:

The mailer also included some great energy savings tips. I’ve highlighted the easy ones here and added some additional ones:


Public Employees can Double-dip on Retirement

I’ve been finalizing our budget for the upcoming year. Included is determining how much to contribute to our various retirement accounts. My husband works for a university, so he has two plans available to him: the 457 and the 403b.


Why I Won’t Spend the Same Amount on the Kids

Save the guilt and the cash. Give the kids presents based on wants, needs, and the ability to give. Do not give based on meeting a price that was spent on their sibling. I realize this is probably an unpopular stance, as I’ve witnessed many families make sure that all the kids get equal amounts [...]


Finish Your Christmas Shopping Under Budget

Christmas is only 5 days away. If you are like me, some shopping is done but not all of it. The last few gifts sometimes turn into impulsive buying just to get the shopping done! Here’s some ideas to finish off the shopping without breaking the bank.
Gift Cards
A gift card is probably on the list for [...]


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