Last time I updated the quarterly 5% Rotating Cash Rewards Credit Cards MDP Reader Krial pointed out that the Sallie Mae card from Barclaycard was missing. Krial said: It has 5% gas, 5% groceries, and 5% bookstore (Amazon) year-round (with monthly caps). We tend to rack up more cash back on that card than any […]

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After the big American Express Platinum 150,000 Point Sign Up Bonus when you spend $20,000 in 3 months, MDP reader Pete asked “But how do you spend $20,000 in three months?” Great question Pete! It’s obvious for a gigantic spending requirement like that we would all need some sort of plan to “spend” that much […]

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I recently finished another application spree! I usually try to plan 3-4 application sprees a year to take advantage of sign up bonuses. I sign up for a handful of my favorite credit card sign up bonuses at the same time. It’s not for everyone, and it has to be done very carefully; but if […]

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American Express is giving out a huge 150,000 point sign up bonus. This deal expires tomorrow, so I wanted to celebrate Free Money Friday early to make sure you get a chance to take advantage of this deal today! The spending requirements are steep and the annual fee is outrageous, but after doing the math […]

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The Chase Ink Plus Business refer a friend bonus is back! For the next two weeks the Chase sign up bonus is 60,000 points; normally it’s 50,000 points. It’s one of my favorite bonuses, since you can pair it with a referral for even more points! It’s a big Free Money Friday! How to Get […]

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The new Discover it Miles is rolling out with a first year offer to double your miles. During the first year, you’ll earn 3 miles on each dollar. They call it a miles card, but the redemption for cash back and travel is the exact same. A mile is worth of 1 cent, which makes […]

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The processing fees to pay your taxes with a credit card are steep, but if you are earning more cash back than the fee you have to pay, it’s a money maker. I routinely pay taxes with credit cards to earn cash back when I have a card with a sign up bonus. Last year […]

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We talk extensively about why you need an emergency fund full of cash, or a readily accessible Roth IRA used as an emergency fund. What I found out this past weekend, is how handy it is to have an emergency fund full of various credit card rewards points. There are times when credit card rewards […]

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Last week while cashing out my US Bank Cash Plus card, I mentioned that I converted my US Bank FlexPerks card to the Cash Plus card to avoid the annual fee. As I was reviewing the terms for the U.S. Bank FlexPerks® Travel Rewards American Express® Card I realized something special. I checked back in […]

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Awhile back I converted my U.S. Bank FlexPerks Card to the US Bank Cash Plus Card to avoid the annual fee. Since you have to sign up for the Cash Plus 5% categories now, I added it to our list of Quarterly Rotating Rewards Cards. One of the benefits of the Cash Plus card is […]

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