The annual fee is $95, but waived for the first year.
Bonus ThankYou Points are not available if you have had a ThankYou Preferred, ThankYou Premier or Citi Prestige card opened or closed in the past 24 months.
Points do not expire.
You can earn unlimited Thank You Points.
No foreign transaction fees on purchases.
More on Citi Thank You
Earning points. You will earn 3 ThankYou Points for every $1 spent on purchases for travel and gas, 2 ThankYou Points for every $1 spent on purchases for dining at restaurants and entertainment and 1 ThankYou Point per $1 spent on other purchases.
Redeem Points. Some of my favorite options for redeeming Citi Thank you points to a cash equivalent used to be the mortgage or student loan payment workaround. However, Citi now allows you to redeem thank you points at the same rate (1 cent per point) for a statement credit or a cash reward. It’s now very easy to turn your 50,000 points into a $500 cash reward if you don’t want to use it for travel!
24 Month Rule. Pay special attention to the 24 month rule outlined in the terms in conditions above. You can’t earn the bonus points if you opened or closed another Thank You card in the past 24 months.
You can get my latest articles full of valuable tips and other information delivered directly to your email for free simply by entering your email address below. Your address will never be sold or used for spam and you can unsubscribe at any time.
Advertiser Disclosure: MyDollarPlan.com is an independent, advertising-supported service. The offers that appear on this site are from companies which MyDollarPlan.com receives compensation. This compensation may impact how and where products appear on this site, including, for example. the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. MyDollarPlan.com does not include the entire universe of available financial or credit offers.
Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.