One of the best ways to improve your budget is to reduce the costs of the things you pay consistently. Every month, you will be paying an electric bill, so finding ways to reduce that bill could really result in a huge savings over time. Here are quick and easy ways to save on your […]
Do you know how much you’re paying in fees for your investments? 1%? 2%? It may seem like such a small percentage that you ignore it. Even seemingly small percentages can have a big impact on your investment returns. Here is why you should pay attention to investment fund fees. Mutual Fund Fees What are […]
I want to explain to you the impact volatility has on investments. If you are unfamiliar with the term volatility, it can be defined as the fluctuation of value of the underlying asset. A government bond fund is not very volatile. Its price does not swing wildly from one day to the next. On the […]
It’s time for Free Money Friday! A reader, Barry, recently told me a about a $200 checking offer, so I went looking for one to share with readers. I found an offer for a checking account sign up bonus from Chase. It’s worth $200! But you’ll have to hurry, it expires August 15. How to […]
If you are familiar with business finance at all, you know that a company’s balance sheet lists its assets and liabilities, for a point in time. It is basically a snapshot of the company on a given date. You as a consumer also have a balance sheet. Most people refer to their balance sheet as […]
It’s hard not to talk about money when you talk about heading off to college this fall. Between the cost of tuition, books and supplies, living expenses, and having less time to work since you’re in school, it can really add up to financial disaster. Now that I’ve finally starting dealing with my student loan […]
You always hear the old saying to never lend money to friends or family members. The reason for this is because you don’t want money to be a wedge in your relationship should the borrower skip out on payments. While I feel that this rule is a good one in theory, in practice it does […]
Most everyone is aware of the importance of calculating our net worth for determining our financial well-being. But many of us are unaware of other easy financial ratio calculations that we can perform to get an even clearer idea of how we stand financially. The best parts of these financial ratios are that they are […]
If you need a break from the hot summer sun, it’s time to look back at last summer and see what we were reading and enjoying! Here are some fun articles from the summer archives. In addition, be sure to scope out some of the great personal finance tips! Source: Kevin Dooley From the Summer […]
The new BankAmericard Better Balance Rewards card offers an incentive if you pay more than your minimum due each month and on time… so we’re hoping this offer from Bank of America will appeal to a lot of MDP readers! You can earn up to $100 cash back per year. How to Earn Up to […]
