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Chase Checking $200 Sign Up Bonus

It’s time for Free Money [1] Friday! A reader, Barry, recently told me a about a $200 checking offer, so I went looking for one to share with readers.

I found an offer for a checking account sign up bonus from Chase [2]. It’s worth $200! But you’ll have to hurry, it expires August 15.

How to Get Your Sign Up Bonus

  1. Open a Chase Total Checking [2] account by August 15, 2013.
  2. Deposit a minimum of $100 within 10 business days.
  3. Set up direct deposit within 60 days.
  4. Get $200 into your new Chase checking account within 10 business days!

Terms and Conditions

  • Offer not available to existing Chase checking customers.
  • Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security [3]) from your employer or the government.
  • The bonus cannot be used as the opening deposit.
  • You can only receive one new checking account-related bonus per calendar year.
  • Bonus is considered interest and will be reported on IRS Form 1099-INT.
  • If your checking account is closed within six months, they will deduct the bonus amount at closing.

Chase Checking

  • No service fee. Chase Total Checking [2] has no Monthly Service Fee when you do any one of the following each statement period:
    1. Option 1: Have monthly direct deposits totaling $500 or more made to this account.
    2. Option 2: Keep the daily balance in your checking account at or above $1,500.
    3. Option 3: Keep an average daily balance of $5,000 or more in any combination of qualifying Chase checking, savings and other balances. Otherwise a $12 Monthly Service Fee will apply ($10 Monthly Service Fee for CA, OR and WA).
  • Benefits. With Chase, you have access to over 19,500 Chase ATMs (with no need for deposit slips for checks), 24/7 Customer Service and Chase Online> Bill Pay.