If you have opened a Wells Fargo credit card account within 16 months of this application you will not be eligible for the above introductory APR(s) and fees or any bonus rewards offers described below even if that account has been closed and has a zero balance.
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Earning Rewards. You will earn 1.5% cash rewards.
Bonus Rewards for Mobile Purchases. You will earn 20% more cash rewards (1.8%) for the first 12 months when purchases are made using a mobile wallet including Android Pay and Apple Pay.
Redeeming Rewards. You can redeem your rewards for cash in $25 increments.
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