7 Moves You Haven’t Made in Your 401k

Posted by Madison on September 23, 2008

We’ve all heard about the basic retirement plan advice: get your employer match, pick the appropriate asset allocation, and check the expense ratios on the funds. There has to be more, right? Of course there is. Here are some tips for thoroughly evaluating your 401k and taking advantage of the less talked about options. 1. […]

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29 Steps I Took to Leave the Workforce at Age 29

Posted by Madison on September 18, 2008

Today is my last day at work! No more corporate rat race for me. I’ve been planning an early retirement for as long as I can remember. Those close to me have been hearing about it for years. At age 29 I left the corporate world behind and I’m embarking on a new chapter in […]

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When I came up with the Unconventional Roth IRA Strategy to Lower Tax Bill I realized that to be successful I needed to track my Roth IRA money more closely. Once I dug a little deeper, I found that even if you are using the Roth IRA in a more traditional way, you still need […]

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My New Retirement Lifestyle Cash Flow

Posted by Madison on August 28, 2008

Since I announced that I quit my job and plan to leave the workforce at 29, you have been very encouraging! So it’s only natural that you have lots of questions about how it is going to work. I would like to hear more about your cash flow situation. Has your side income grown to […]

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Leaving the Workforce at 29: Where Do I Go From Here?

Posted by Madison on August 19, 2008

I focused on early retirement my whole adult life. Whether it was hanging out at the Early Retirement Forums the Retire Early Home Page, the old Motley Fool Retire Early forum or the Vanguard Diehards Forum, contributing crazy amounts to our retirement plan, managing our asset allocation, or creating retirement checklists, I always had one […]

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Two Weeks to Retire: The Results

Posted by Madison on May 12, 2008

I poured over spreadsheets the last couple weeks trying to decide if I could pull off the retirement. My company gave us two weeks notice before our pension plan would drop significantly. Obsessing Over the Decision It was funny, even though I kept looking at the numbers, they didn’t change! As Mike from Quest for […]

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Be Prepared to Retire in Two Weeks!

Posted by Madison on April 29, 2008

There’s a basic formula for determining when you can retire: when the withdrawals on your retirement nest egg will cover your expenses. Simple right? But what if your company wanted you to make a retirement decision, and gave you two weeks to decide? Unfortunately, that’s a situation that we’re currently facing. Our company announced a […]

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Retirement Planning Checklist: 43 Tasks to Get You Ready!

Posted by Madison on April 22, 2008

Happy retirement paperwork filing day, mom! My mom is turning in her paperwork today to retire later this summer. I made her a checklist of all the things she needs to do before the big day. I expanded the list here to include planning for those of you nearing retirement (or wishing you were!). Many […]

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Reverse Strategy: Decreasing Contribution Percent

Posted by Madison on March 5, 2008

After my husband read our net worth update, he asked why our portfolio was declining and if contributions wouldn’t offset the declines. I explained that we had reduced our savings contributions significantly in the last few years, which alarmed him. Actually, the strategy I came up with is anything but alarming. Here’s an example of […]

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Money Matters for All Ages: The Complete Guide

Posted by Madison on January 26, 2008

Sixteen personal finance writers put together an outstanding guide of finance material that spans a lifetime in the Money Matters for All Ages series. The entire series is also available to download in a free e-book. Here’s the highlights: