Read or watch anything related to personal finance and you will be sure to find the idea of creating a budget near the top of the list. This makes sense since a budget is the foundation of your finances and without one, you will have some difficulty choosing the best way possible to manage your finances. […]
You Can Afford It… but Should You?
Posted byRecently I gave you a set of criteria to use when wondering if you can afford something. Whether that “something” is a pair of shoes or the trip of a lifetime, I listed a number of questions you can ask yourself to objectively decide if your budget/savings can withstand the expenditure. Even if you can […]
Can You Afford It?
Posted byWhether or not you’re a fan of Suze Orman or other financial experts, you’ve probably heard of her popular TV segment, “Can I Afford It?” On each episode of her show, callers ask permission to purchase items/experiences ranging from concert tickets to vacations to cars to second homes. Suze asks them a variety of questions […]
How to Calculate Annual Income
Posted byGetting paid is great. Checking your bank account and seeing a higher balance after your pay has been deposited is an awesome feeling and for some people, even a relief. Trying to figure out your annual income, especially when trying to set up a budget, can be tricky if you are paid bi-weekly. How do […]
Your wedding day can be the best day of your life filled with memories shared with your friends, family, and most importantly, your new spouse. But the expenses for the day can quickly add up, and if you don’t stick to your budget, you can end up over your head in costs. Follow these simple […]
Living life while on a budget can be tough. When I bought my first house a few years ago, money was tight. In fact, I bought more of a house than I could afford and I had to literally watch every penny I made. Going through this experience was tough, but it forced me to […]
Cable is one of those bills that is completely optional, yet many people have it. If you’ve been diligently trying to cut your household costs, get out of debt, or save more money every month, you’ve probably thought about canceling cable. A market research group, The NDP Group, estimates that the average family will be […]
How do you determine you are going to make a purchase? Do you simply look at the price? Maybe you compare the price to other stores or patiently wait until an item goes on sale. No matter what great of a deal you find or what kind of bargain you are getting, there is one […]
The best part about celebrating an ethnic holiday is to embrace the specific culture and traditions that go along with it. My personal favorite part about exploring a new culture and celebrating an ethnic holiday is cooking and eating the new foods that go along with it. Since St. Patrick’s Day is around the corner, […]
Do you have a happy Valentine’s Day memory? Chances are your memory does not stem from the amount of money that someone spent on what they gave you or did for you, but rather the thought, care, and emotion that they put into your gift. Let’s recreate the elements that made that time memorable for […]