Avoid These Pitfalls of Taking out a 401k Loan

Posted by Don on May 3, 2016

A popular way to borrow money recently has been to take a loan from your 401k plan. The thought is this type of loan is OK since you are both the borrower and lender and therefore, you reap the rewards of the interest. While technically this is true, there are some pitfalls to avoid when […]

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What Rising Interest Rates Mean For You

Posted by Don on July 29, 2015

Investors and consumers have been paying close attention to the Federal Reserve recently, wondering when they will begin raising interest rates. While the Fed meets this week, I want to walk through what you as a consumer and investor can expect when interest rates do rise. But first, why raise interest rates? When will interest […]

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How to Get Your Student Loans Forgiven

Posted by Kristen on April 28, 2015

Are you struggling to find ways to deal with your student loans? We highlighted several ways that you can get rid of your federal student loans without paying them all off yourself in How to Get Rid of Your Student Loans (Without Paying Them Off). (Photo Credit: jjinsf94115) How to Get Your Student Loans Forgiven […]

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Dealing with student loans can be overwhelming. If you are having trouble finding a job or not earning what you thought you would be, simply making the minimum payments can be impossible. Here is what you can do when you can’t make your student loan payments. (Photo Credit: thisisbossi) How to Handle Your Student Loans […]

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How to Rehabilitate a Federal Student Loan

Posted by Amanda on July 17, 2014

In life, there are few do-overs. Most of the time when you mess something up, it is what it is and you have to move on. But sometimes – and these times are wonderful – there is a way to sort of erase the bad that happened because of a mistake you knowingly or unknowingly […]

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You’ve probably heard it said a million times before that your student loans cannot be discharged in bankruptcy. Everyone is basically stuck with them no matter what happens later in your life (which is ample motivation to pay them off as quickly as possible). In fact, I paid off my student loans just five years […]

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What You Need to Know About Debt Collectors

Posted by Amanda on May 14, 2014

I had a run-in with a debt collection agency in my mid-twenties. It is not something I like to talk about or advertise, as I think anyone who hears “debt collection agency” must think that the person being called and written to is in the wrong. But this wasn’t the case with my debt. My […]

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A search online asking the question “should I pay off debt or invest” is going to yield thousands of results, each with their own opinion on what is the best choice. (OK, I just googled it and there are over 26 million results.) Sadly, if you look at them all, you will not come to […]

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13 Ways To Avoid Identity Theft

Posted by Kristen on December 30, 2013

Identity theft is a scary thought, but for many people, it falls into that category of “it will never happen to me”. But that could not be further from the truth. Unfortunately, the FBI says it’s “America’s Fastest Growing Crime”, and it shockingly impacts more than 10 million Americans per year. Protecting your identity is […]

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Home Loan Modification Deadline Nears

Posted by Amanda on December 26, 2013

The Making Home Affordable (MHA) program was created to help homeowners avoid foreclosure, stabilize the country’s housing market, and improve the nation’s economy. It primarily helps people who are underwater in their mortgage (i.e. owe their original mortgage lender more than what the house is currently worth due to the housing crisis), who need a […]

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