I just checked my Lending Club account. And I saw my first charge off. My part of the charge off was only $20, but the loan was for someone doing a $15,000 kitchen and bath remodel. The part that surprised me, was that it was an A grade loan. However even with an A grade, […]
Free money from the government. It sometimes feels like everyone else is getting a handout from the government right now. However, I’m willing to bet that you are too! Let’s see where the government money is padding your wallet this summer. Free Money from the Government Making Work Pay Tax Credit Eligibility. There was a […]
I know sometimes some of my ideas are a little extreme. I realize this could be one of those, but I thought it would be worth asking. Otherwise, I’ll just keep thinking about it. Forever. Literally. I’m a big fan of the Lending Club business model to eliminate the bank, (which reminds me – don’t […]
I received a stack of envelopes in the mail last week. I almost tossed the papers since they looked sort of like junk mail. Apparently we’re involved in a class action mutual fund settlement, but is it a scam? Honestly, that was the first thing that crossed my mind. Good thing I didn’t toss the […]
Every year during the holidays I sign up for an Amazon Prime account. You get free 2 day shipping and no minimum order. So when you snag a lightening deal for $10, you don’t have to buy $15 more of junk just to get free shipping. Amazon Prime just launched Amazon Student. One of the […]
When the Bush Tax Cuts Expire in 2010, we’re bracing for higher Tax Rates. In addition, many of the tax cuts that we’ve come to expect over the last decade are changing. I love to plan, so here’s what I’m currently working on: 2010 Planning Moves for Expiration of Bush Tax Cuts Tax Rates. We’re […]
Last week, a friend of mine turned me on to Groupon, when they had 50% off at a kid’s restaurant we go to weekly. Now I’m hooked. It’s one of my new favorite deal sites. We’ll explore Groupon to celebrate Free Money Friday. The idea behind Groupon is essentially buying in bulk. If you got […]
We’re planning a camping trip. Well, let me rephrase that, I’m planning a camping trip. Scott’s idea of vacation revolves around nice hotels, hot showers, and eating at restaurants. Apparently his parents took him camping so much as a little kid, that he’s scarred for life and never wants to do it again; however, he […]
The home buyer tax credit is extended until Sept. 30! For all the new home buyers panicking when they weren’t able to get their closing done by the deadline yesterday, help is on the way. The home buyer tax credit extension will apply to both first time home buyers and existing home owners originally eligible […]
We all know that long term CDs have higher rates than short term CDs… or so we thought. A unique Ally Bank CD set of rules actually lets us take advantage of the higher rates with a shorter term. CD Rates Are CDs Obsolete? That’s the question we’re discussing this week. As CD rates remain […]
