Are the rumors true? Is the Schwab 2% Cash Back Credit Card ending it’s run in my wallet? Earlier this week, rumors surfaced that service reps began leaking the details of the end of the Schwab 2% card. If it’s true, the Schwab card will convert to a 1% cash back card with a $75 […]
The 2011 Payroll Tax Cut is set to expire at the end of this year. Based on the current state of our economy, will the payroll tax cut will be extended for another year? Will we see a payroll tax cut 2012? The Payroll Tax Cut The payroll tax cut, also called the payroll tax […]
It’s Free Money Friday! Time to get another category of cash back squared away: cell phone service! I got my American Express SimplyCash card a long time ago, before it closed to new applicants. The good news… it’s open to new applicants again and offers 5% cash back on wireless services and office supplies. It’s […]
Fresh off a new parking lot fender bender (thank goodness no one was hurt!), it’s time to drill down on the money aspect of the damage. Even though I carry insurance, it’s always better to step back and look at the math to determine the best way to proceed financially. For small fender benders, it’s […]
A lot of what we do is plan for retirement by accumulating money. However, there’s some planning that goes into the decumulation phase too. And it’s where one of my favorite retirement planning calculators excels: the Optimal Retirement Planner (ORP). There’s a lot of advice floating around to access your taxable accounts first, then your […]
Here’s a quick Free Money offer from Chase for opening a new checking account. But, you’ll have to act fast, the $125 offer expires today! Thanks to Keerthi for submitting this deal. How to Get Your $125 Bonus Open a new Chase Total Checking account with a $100 minimum deposit by August 15, 2011. Within […]
Obviously, it’s already a long week with the market swinging wildly each day: back to back stock market slides, a rally, another slide, another rally, and another slide. And based on the way investors are reacting to every piece of news lately, it seems likely that the volatility will continue for awhile. Some people have […]
46.4% of Households Will Pay No Federal Income Tax for 2011 In 2011, almost half of the households won’t pay any federal income tax. This chart strictly reflects federal income tax; it excludes states taxes and payroll taxes, including social security taxes. In addition, it’s people legally paying zero income tax, not those who aren’t […]
We were hit with a landslide of huge credit card sign up bonuses lately. And while I think it’s fun to apply for all of them at the same time, I realize some readers want to pick just one: the best one. But which one is the best? Obviously, picking the card with the largest […]
Finally, after months of rotating our grocery store purchases on various cards, and in my search for new cards to replace the 6 months of 5% cash back on the AARP card, I finally found a great cash back card: the new Blue Cash Preferred® Card from American Express that gives 6% cash back on […]
