American Express 5% Cash Back on Wireless

It’s Free Money Friday! Time to get another category of cash back squared away: cell phone service!

I got my American Express SimplyCash card a long time ago, before it closed to new applicants. The good news… it’s open to new applicants again and offers 5% cash back on wireless services and office supplies.

It’s exciting since most of us have a cell phone and we rarely see cell service on the list of quarterly 5% rotation cash rewards credit cards. In addition, the cash back on office supplies will come in handy for back to school shopping!

How to Get 5% Cash Back on Wireless Service

1. Sign up for the American Express SimplyCash Business card.
2. Call your wireless provider and ask them to bill your Simply Cash card.
3. Get 5% cash back automatically credited directly to your statement every month.

American Express Simply Cash Card Rewards

Here is a break down of all the cash back rewards on the Simply Cash card:

• 5% cash back: wireless services and office supplies
• 3% cash back: gas
• 1% cash back: all other eligible purchases

American Express Terms and Conditions

• No annual fee.
• Cash back is up to $12,000 in purchases per year in each category. After that, cash back will go to 1%.
• Automatic cash back.

Need a Business?

While the SimplyCash card is a business card, credit card companies allow you to open a business card account as a sole proprietor using your name for the business name and your SSN. I often did this before I had a “real” business, and just listed the amount of stuff I sold on ebay if it asked for my income.

I have found the business requirement is definitely not a road block in acquiring the credit cards you want, in fact, I think using business cards actually helps (one popular reason is because they don’t show up on your credit report) with maximizing credit card rewards and distribution.

More on Simply Cash

Automatic cash back. I’ve had this card for a long time, and I have to say my favorite part is getting the cash back automatically each month as a statement credit. You don’t have to remember to request it and you don’t have to reach a certain threshold to get your cash back. A credit of $3.24, no problem!

0% APR on purchases. The SimplyCash card offers 0% APR on purchases for up to 12 months.

If you're looking for a new credit card, be sure to check out our credit card directory!

You can get my latest articles full of valuable tips and other information delivered directly to your email for free simply by entering your email address below. Your address will never be sold or used for spam and you can unsubscribe at any time.

Email: