Articles by Madison

Sallie Mae 2% Cash Back Credit Card & $100 Sign Up Bonus

Posted by Madison on October 27, 2011

A reader, Tim, is searching for a new cash rewards credit card. He used the Schwab card for the last three years, but since it was discontinued, he’s looking for a replacement. My replacements for the Schwab card are primarily the American Express 6% Cash Back Card and the Fidelity 2% Cash Back Credit Card. […]

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2012 Limits That Could Impact Your Paycheck Next Year

Posted by Madison on October 24, 2011

The IRS and the Social Security Administration released a bunch of 2012 limits for us to sort through. Here are the limits that I find most meaningful to readers. And when I say most meaningful, it really boils down to the ones that impact your paycheck: retirement contributions, health plan contributions, and social security taxes […]

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Can Once a Month Cooking Save You Money?

Posted by Madison on October 20, 2011

I’ll admit, my personality is a tad bit compulsive. It wasn’t enough just to buy in bulk to save money on groceries. And even converting to once a month grocery shopping and considering buying a cow didn’t end the frugal grocery shopping roller coaster I’m currently riding. Once a Month Cooking But now, it’s gone […]

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American Express 6% Cash Back Q & A

Posted by Madison on October 18, 2011

As we convert to our new favorite card, the Blue Cash Preferred Card from American Express to take advantage of the 6% cash back, I discussed many of the ins and outs of this card with readers as we all learn how to maximize our cash back. We started with an overview of how to […]

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Have You Ever Bought a Cow?

Posted by Madison on October 13, 2011

While we were working on cutting our grocery bill in half, I ran across an interesting concept: buying a cow. You can buy a cow directly from a local farmer and get a huge quantity of high quality meat, skipping the grocery store altogether. I brought up the discussion at a recent ladies night out […]

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I just finished reading Cut Your Grocery Bill in Half with America’s Cheapest Family. It was an impromptu read that I found while browsing the electronic book list for our library. I didn’t expect much from the book, but I actually enjoyed it. I hate grocery shopping, and I’m always looking for ways to spend […]

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Helpful Answers to Flexible Spending Account Questions

Posted by Madison on October 6, 2011

It’s open enrollment time! Time to add up your health care expenses and try to guess how much money you should put in your flexible spending account! Let’s take a look at some of the questions I get around flexible spending account (FSA) plans and ease the process of enrolling in your plan this year. […]

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How Much Do Credit Inquiries Really Matter?

Posted by Madison on October 4, 2011

A frequent question I see from readers is about the impact of credit inquiries on your credit score. How much do inquiries matter? I just applied for a credit card, how long do I have to wait before I can I apply for another one? I will be buying a new house soon, should I […]

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7 Ways to Avoid Debit Card Fees

Posted by Madison on October 3, 2011

Banks are rolling out new debit card fees. I never was a big fan of debit cards (and favor credit cards instead), but I know many of you swear by debit cards, so let’s start brainstorming! Beginning in 2012, Bank of America will charge $5 per month for debit card use. In addition, Chase and […]

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Betterment Review and $25 Sign Up Bonus

Posted by Madison on September 27, 2011

Everyone knows I’m the first to sign up for a new account if there’s a sign up bonus. So when Betterment showed up, of course I opened an account for the free $25! But beyond the sign up bonus, what exactly is Betterment and how does it work? Here are my thoughts after opening my […]

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