I mentioned yesterday that I do not use a credit card for all of my purchases. We actually operate our “allowances” on a cash basis. We take out money on the 1st and 15th of each month to cover lunch, dinners out, haircuts, and any other miscellaneous purchases. I don’t use a credit card for these purchases […]
Articles by Madison
Don’t Hate the Credit Card
Posted byWe’re headed to the airport today to head back home after our 2 week vacation. I’m going to postpone my normal weekend roundup (look for it on Tuesday). I just couldn’t resist another credit card article before Debt Free Revolution and I call a truce in our debate about credit cards. A comment in an email from a reader, jejily, really […]
The Great Credit Card Debate Continues….
Posted byAna at Debt Free Revolution and I are debating about using credit cards in 25 Reasons to Love Credit Cards and Ways Credit Card Companies Separate You From Your Money. So far it seems as though the majority of the debate is what can a credit card do that a debit card can’t do? And it seems as though the fraud protection […]
25 Reasons to Love Credit Cards
Posted byThe Great Credit Card Debate was launched when I challenged Ana at Debt Free Revolution to a credit card match. I love credit cards, so much so, that I have 89 accounts. Ana hates them! Others have even noticed our opposing views, most recently highlighted by Father Sez. Ana’s official stance is on Ways Credit Card Companies Separate You From […]
We only have one more day until the big credit card debate…. however, Ana at Debt Free Revolution tried to slip in an early post:Â Dirty Credit Card Company Tricks. It seems she’s trying to convince Lynnae at Being Frugal to get rid of credit cards after being hit with a fee. Since I busted Ana, […]
Financial Calculators
Posted byIn various posts I have referenced financial calculators that I like. I’m going to put them all in one post so they are easy to find for reference. As I find more, I’ll add them to this list: Retirement Firecalc can help you determine if you are ready for retirement and if your money will […]
2007 Net Worth Update: +19.7%
Posted byI revamped our portfolio this fall with the intent of simplifying it. I settled on the total market approach. Update: Here is my most recent asset allocation update. My final percentages were a cross between the strategy of the Vanguard Target Retirement funds (specifically the 2045 fund) and Taylor Larimore’s four fund portfolio at the […]
Debt Payoff Strategies Holding You Back
Posted byThere’s a lot of discussion around optimizing your debt. Figuring out which order to pay off debt, keeping your emotions in check, minimizing interest, moving money around… the reality is that these aren’t solutions to the debt problem; in fact they are hindering your ability to get out of debt!
Gather Little By Little had the best Christmas ever. We’re also having a great time. We had four family Christmas gatherings and are now spending two weeks down South relaxing. We don’t have anything specific planned which is a great feeling after all the holiday stress. My Two Dollars didn’t get a Wii for Christmas. We didn’t […]