Articles by Kristen


7 Free Valentine’s Day Date Ideas

Posted by Kristen on February 6, 2013

Having a nice time with our significant others doesn’t, and shouldn’t be, sacrificed to save money or get out of debt we’re in. And on the other hand, having fun shouldn’t be the cause of debt either. With Valentine’s Day just over a week away here are some free Valentine’s Day date ideas. Photo Courtesy: […]

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Smart Ways to Spend Your Tax Refund in College

Posted by Kristen on February 5, 2013

The best part about doing your taxes is to hopefully, be getting a large tax refund check when it’s all said and done. I recently gave 9 tips on what to do with your tax refund, like making home repairs, making an emergency fund in case of a lost job, and doing things to improve […]

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9 Ways to Spend Your Tax Refund Wisely

Posted by Kristen on January 28, 2013

Tax season is a stressful time. With gathering all the documents, waiting on others who have to supply you with these documents, filling out the forms, figuring everything out, and finally calculating your refund it is no wonder why this time is associated with anxiety about taxes. But the light at the end of the […]

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What is the Self Employed Health Insurance Deduction?

Posted by Kristen on January 27, 2013

If you are self-employed or were self-employed during any time of the past year, it is possible that you are able to deduct your medical and dental insurance coverage that you paid for. The tax deduction is called the self employed health insurance deduction. Do I qualify for the self employed health insurance deduction? If […]

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What is Form 1040A?

Posted by Kristen on January 24, 2013

Form 1040A is one of the three forms you use to file your federal income tax returns. What is Form 1040A? Form 1040A is slightly more complex than the 1040EZ form, but it is less complex than Form 1040. It is a two-paged form that is easier to fill out than 1040. However, you cannot […]

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11 Free or Cheap Winter Activities at Home

Posted by Kristen on January 23, 2013

During summer, I’m set. My love for finding fun stuff to do but still saving money is pretty simple. The warm weather makes it easy to swim, go for a bike ride, take long walks or hikes, play tennis, have picnics, and barbecue all outside for free or cheap. But now that it’s winter and […]

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Tax Breaks for College Students

Posted by Kristen on January 21, 2013

College is a crazy time. You are trying to keep up with you school work, deal with your student loans, and juggle personal life along with working a part-time job. Because of this and being new to the world of taxes, you might not realize that it is important to file a tax return and […]

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Form 8863 for Education Credits

Posted by Kristen on January 16, 2013

What is Form 8863 Education Credits? Form 8863 allows you to claim your education credits. You may be eligible for these credits for any expenses from your post-secondary or college costs. There are two credits available: the American Opportunity Credit and the Lifetime Learning Credit. What is the difference between the American Opportunity and Lifetime […]

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Even if you always try to save money on groceries to keep food costs low, if you’re anything like me, you probably bought a few extra ingredients throughout the holiday season. With making special treats, entertaining family and friends, and cooking holiday meals, it’s hard not to make a few extra purchases on food. But […]

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What is Form 1040EZ?

Posted by Kristen on January 13, 2013

Form 1040EZ is one of three forms used to fill out federal income tax returns. You can either fill out form 1040, 1040A, or the easiest of the forms, 1040EZ. What is Form 1040EZ? This form is an alternative to the other forms and is a faster option. This form is most likely acceptable for […]

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