The word “unemployed†has the ability to make anyone cringe. The thought of being without a steady income is scary. The irony of being unemployed is that you finally have all the time in the world to do whatever you want, but chances are, you’re so determined to find a job, all you are doing […]
Articles by Kristen
8 Ways to Stop Wasting Food
Posted byFood is a huge part of everyone’s monthly budget. But what’s great for those of us who are saving and watching our spending, is that we can control how much we spend on food. Unlike many of our bills, we are able to set our monthly total cost. Even if you already know how to […]
How to Increase Your Income
Posted byFinding ways to save money and pinching pennies is a great plan to be able to put more money towards debt, or better yet, put more money in a savings account to prepare for the future. But increasing your income is another vital piece of the puzzle for improving your finances. If you spend less […]
How to Improve Your Credit Score
Posted byYour credit score and credit report may not be something you think about often, but the fact is, when it does come time to need your credit score, it really does matter. Your credit score and report is a reflection all of your past credit history. A credit card company or someone looking to give […]
26 Simple Ways to Save Money
Posted bySaving money doesn’t have to be hard. When you start saving money, you’ll be able to put that money towards any debt you may have or be able to save for the future. Here are simple ways to save money. Photo Courtesy: Kristen Simple Ways to Save Money Be light conscious. Use daylight as much […]
I first heard about a spending fast a few years back while watching an episode in Oprah’s money class series. The couple stopped spending money on anything they didn’t need, and because of their sacrifice, they were able to save more than $10,000 for the year. In a nutshell, a spending fast or a spending […]
Spring is one of my favorite seasons. Days are longer, weather is warmer, and the sun shines. I also love spring because it means spring cleaning. It’s a chance to get organized, reduce clutter and chaos, and it’s also a way to make extra money by selling items you’re not using anymore. Personally, spring cleaning […]
What Not to Do With Your Tax Refund
Posted byWith tax season readily underway, we have been covering a lot about the best part of filing taxes – the tax refund. Even though it was taken out of our paychecks through the year or possibly because of a credit for going to school or something else, it is always nice to get that refund […]
What is Schedule SE?
Posted byWhat is Schedule SE? Schedule SE is used to report your self-employment taxes. The self employment tax form is in addition to your regular Form 1040 and business Schedule C for profit or loss. When do you use Schedule SE? You must fill out Schedule SE if you earned $400 or more from your self-employed […]
What is the Elderly Tax Credit?
Posted byWhat is the Elderly Tax Credit? The elderly tax credit is called the Tax Credit for the Elderly and Disabled. It is a tax credit for individuals who are 65-years-old or older or on permanent disability. How to Qualify for the Elderly Tax Credit You qualify for this tax credit if you were 65-years-old or […]