Wouldn’t it be great to not have to worry about taxes during retirement? As great as that sounds, the reality is you are going to be paying taxes until the day you pass away. As the old saying goes, the only two certainties in life are death and taxes. But what taxes will you pay? […]
Archive for 2017
One of the easiest sign up bonuses I picked up in my $4,292 Credit Card Application Spree was the BankAmericard Cash Rewards card. Like the MLB BankAmericard $100 Sign Up Bonus that many of you got from Bank of America, the Cash Rewards card also has a $100 sign up bonus on just $500 in […]
We know that if you want to grow your money for the long term, investing in the stock market makes the most sense. While there is risk involved, taking on little to no risk with bank savings accounts will not allow our money to grow at the rate we need in order to reach certain […]
My Dollar Plan reader Jacob sent us a heads up on a USAA card with 2.5% cash back! It’s currently an online pilot with limited availability, but if you qualify it’s a great way to earn above average cash back! The new USAA Limitless Cashback Rewards card is available to USAA members in 26 states […]
Over the last five months, I picked up 8 new American Express cards. 6 of them earn Membership Rewards (the other two were a Starwood card and a Delta card). I earned $3,878 from the whirlwind adventure with American Express. Here’s what it looked like and how it broke down. American Express Membership Rewards Cards […]
Amazon $25 Off When You Spend $50
Posted byIt’s time for another Amazon discount! This one is for $25 off $50, which is larger than we typically see! The promotion is good until the end of the year or until 80,000 customers redeem the offer…. which means it will be long gone before the end of the year. You need to link your […]
How to Handle Rising Interest Rates
Posted byThe Federal Reserve has made it clear that it plans to raise interest rates in 2017. In fact, as of this writing the plan is to raise interest rates 3 times this year. Each raise is expected to be just a quarter of a percent (0.25%) but by the end of the year, interest rates […]
Best of My Dollar Plan: February
Posted byThis month our most popular finance tips were replacing cable with Sling TV, a big credit card application spree, the return of the Starwood 35,000 bonus, delayed tax refunds based on certain tax credits and how to automatically earn money from the BOA Better Balance card. If you missed the most popular finance tips this […]
American Express offers a sign up bonus of 10,000 membership rewards points. The 10,000 bonus points are worth $100 in gift cards. However, as I mentioned in my $4,292 Credit Card Application Spree, the benefits of this card go beyond the sign up bonus. You can pool your MR points across multiple cards and use […]
We all know that in order to reach our financial dreams, we have to save money. Most of us go about this by saving whatever is left over at the end of the month. Sadly, this usually amounts to nothing as we spend all we have (and in some cases, more than we have). In […]