Archive for 2015


Sallie Mae 5% MasterCard & $25 Sign Up Bonus

Posted by Madison on May 22, 2015

Last time I updated the quarterly 5% Rotating Cash Rewards Credit Cards MDP Reader Krial pointed out that the Sallie Mae card from Barclaycard was missing. Krial said: It has 5% gas, 5% groceries, and 5% bookstore (Amazon) year-round (with monthly caps). We tend to rack up more cash back on that card than any […]

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After the big American Express Platinum 150,000 Point Sign Up Bonus when you spend $20,000 in 3 months, MDP reader Pete asked “But how do you spend $20,000 in three months?” Great question Pete! It’s obvious for a gigantic spending requirement like that we would all need some sort of plan to “spend” that much […]

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$750 + 240k Point Credit Card Application Spree

Posted by Madison on May 19, 2015

I recently finished another application spree! I usually try to plan 3-4 application sprees a year to take advantage of sign up bonuses. I sign up for a handful of my favorite credit card sign up bonuses at the same time. It’s not for everyone, and it has to be done very carefully; but if […]

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Use Paribus to Get Your Money Back Automatically

Posted by Madison on May 18, 2015

We all know when an item we purchased drops in price, we’re supposed to head back to the merchant and ask for a price adjustment. But if you are like me… it rarely gets done! Now there’s a new company, Paribus, that gets you your money back with almost no interaction on your part. I’m […]

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Free American Airlines 1,000 Bonus Miles

Posted by Madison on May 15, 2015

As the summer travel season starts up soon, here’s a quick way to earn 1,000 American Airlines AAdvantage bonus miles. American Airlines is giving out free miles as part of a sweepstakes to win two First Class round-trip tickets. The miles were quick and easy to earn. It’s Free Money Friday! How to Get Your […]

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American Express Platinum 150,000 Point Sign Up Bonus

Posted by Madison on May 14, 2015

American Express is giving out a huge 150,000 point sign up bonus. This deal expires tomorrow, so I wanted to celebrate Free Money Friday early to make sure you get a chance to take advantage of this deal today! The spending requirements are steep and the annual fee is outrageous, but after doing the math […]

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How to Make a Wedding Budget and Stick to It

Posted by Kristen on May 13, 2015

Your wedding day can be the best day of your life filled with memories shared with your friends, family, and most importantly, your new spouse. But the expenses for the day can quickly add up, and if you don’t stick to your budget, you can end up over your head in costs. Follow these simple […]

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Roth IRA Conversion Strategy to Avoid Taxes

Posted by Madison on May 12, 2015

If you have money in a traditional IRA and want to take advantage of a Roth conversion, you need to know about the pro-rata tax treatment of conversions. If you have both tax deferred and after tax money in a traditional IRA, you could face hefty taxes on the deductible IRA money, since you must […]

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How Diversification of Income Can Change Your Life

Posted by Madison on May 11, 2015

Most of us are familiar with the concept of asset allocation, or diversifying our portfolio. However, just as important is your ability to diversify your income. Diversifying your income streams reduces risk and positions you against the unknowns: job loss, a downturn in the market, business failure, and more. It also gives you the chance […]

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Chase Ink Plus $600+ Sign Up Bonus

Posted by Madison on May 8, 2015

The Chase Ink Plus Business refer a friend bonus is back! For the next two weeks the Chase sign up bonus is 60,000 points; normally it’s 50,000 points. It’s one of my favorite bonuses, since you can pair it with a referral for even more points! It’s a big Free Money Friday! How to Get […]

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