Archive for September, 2014

19 Ways to Cut Costs During a Spending Fast

Posted by Kristen on September 29, 2014

Are you ready to reduce debt or increase that savings account? The solution could be a spending fast. A spending fast is exactly what it sounds like – spending the least amount of money possible. We explored tips for a successful spending fast, but here is how to make a game plan for your fast. […]

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4th Quarter 2014 5% Rotating Cash Rewards Credit Cards

Posted by Madison on September 25, 2014

4th quarter cash back is here and it’s focused on holiday shopping! I just finished claiming my $1450 Cashback from Discover and activating all our new accounts from my $2,075+ Application Spree to Stockpile 0% Credit Cards. Now it’s time to get all the cards organized and integrated into our regular rotation. Reevaluate Quarterly Cash […]

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Should You Consider Investing In Marijuana?

Posted by Don on September 24, 2014

The other week I was traveling for vacation and while sitting on the plane, my seatmate started talking to me about the various marijuana stocks that are now being traded in the stock market. He was selling this one stock in particular (I won’t mention it since it’s a penny stock), telling me how he’s […]

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How I Earned $1450 Cashback from Discover

Posted by Madison on September 23, 2014

I just redeemed $350 in cashback on my Discover account. If that wasn’t special enough, imagine my delight when I logged into my Discover card account and saw I had an additional $1100 in cashback to redeem! How did I rack up $1450 in cashback on my Discover card? Let’s take a closer look. How […]

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How to Cut Your Cable Bill

Posted by Kristen on September 22, 2014

When you’re trying to get out of debt or increase your savings, the two ways to do both is by increasing your income and cutting your spending. On the list of items you could potentially cut, is your cable bill. If you’re spending $100 per month on your bill, imagine if that money was going […]

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Ebay Bucks Cashback

Posted by Madison on September 19, 2014

Do you shop on eBay? I have used eBay off and on for almost 15 years… but somehow I missed the fact that they have a rewards program! I’ve been shopping a bunch on eBay recently to stock up on some discontinued items I sell on Amazon. (Ironically, there’s a book about the topic How […]

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8 Free Ways to Watch Movies

Posted by Kristen on September 17, 2014

Whether you’re trying to get out of debt, you want to save more money, or you are trying to simplify your life, it doesn’t mean the fun needs to stop. Finding free things to do is the best way to still have fun while sticking to your budget and keeping your spending in check. In […]

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How to Claim the Health Insurance Premium Tax Credit

Posted by Madison on September 16, 2014

As the first year of health insurance through the new health care exchanges winds down, another new challenge is just beginning. The upcoming tax season will be the first year to report, claim, and reconcile the new health insurance premium tax credit. It will be a new, and in some cases challenging, addition to your […]

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Free Bookkeeping Software for Your Small Business

Posted by Amanda on September 15, 2014

I’m going to outline for you the pathetic money system I used to have in place for my small business (I mean, it’s great that I had one…but wait and see what I mean). I had an excel sheet, and about 7 columns of the different revenue streams for my blog, Frugal Confessions. Each month, […]

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How Much Does a Late Payment Affect My Credit Score?

Posted by Madison on September 11, 2014

We frequently discuss the impact of credit inquiries on credit scores whenever I write about our latest credit card application spree. What we haven’t discussed before is how much a late payment will affect your credit score. I never had the perfect data point to share… until now! How Much Does a Late Payment Affect […]

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