In a previous article, I discussed the medical freebies from the new Patient Protection and Affordable Care Act of 2010 (typically referred to as “Obamacareâ€). Some of these new freebies that I have already taken advantage of include some types of free preventive care (I found this out when my doctor actually sent me a […]
Archive for 2013
24 Restaurant Birthday Freebies
Posted bySince entering adulthood, the excitement of my birthday has dwindled a bit. It’s not the idea of getting older, or even another year going by, but it’s the financial burden. Somehow I end up spending more money than I would on a normal day. Going out to dinner or out for drinks with friends adds […]
What is Long-Term Care Insurance?
Posted byI carried my first long-term care insurance policy through my employer at a cost of $22 per month. I was an environmental investigator, and found myself onsite at facilities in the chemical, metals, and recycling industries about once a month. It didn’t take long for me to figure out (especially after each safety briefing provided […]
9 Electricity Conservation Tips
Posted byOne of the best ways to improve your budget is to reduce the costs of the things you pay consistently. Every month, you will be paying an electric bill, so finding ways to reduce that bill could really result in a huge savings over time. Here are quick and easy ways to save on your […]
Do you know how much you’re paying in fees for your investments? 1%? 2%? It may seem like such a small percentage that you ignore it. Even seemingly small percentages can have a big impact on your investment returns. Here is why you should pay attention to investment fund fees. Mutual Fund Fees What are […]
I want to explain to you the impact volatility has on investments. If you are unfamiliar with the term volatility, it can be defined as the fluctuation of value of the underlying asset. A government bond fund is not very volatile. Its price does not swing wildly from one day to the next. On the […]
Chase Checking $200 Sign Up Bonus
Posted byIt’s time for Free Money Friday! A reader, Barry, recently told me a about a $200 checking offer, so I went looking for one to share with readers. I found an offer for a checking account sign up bonus from Chase. It’s worth $200! But you’ll have to hurry, it expires August 15. How to […]
If you are familiar with business finance at all, you know that a company’s balance sheet lists its assets and liabilities, for a point in time. It is basically a snapshot of the company on a given date. You as a consumer also have a balance sheet. Most people refer to their balance sheet as […]
14 Easy Tips to Save Money in College
Posted byIt’s hard not to talk about money when you talk about heading off to college this fall. Between the cost of tuition, books and supplies, living expenses, and having less time to work since you’re in school, it can really add up to financial disaster. Now that I’ve finally starting dealing with my student loan […]
You always hear the old saying to never lend money to friends or family members. The reason for this is because you don’t want money to be a wedge in your relationship should the borrower skip out on payments. While I feel that this rule is a good one in theory, in practice it does […]