Archive for 2012


$2,325 Holiday Credit Card Application Spree

Posted by Madison on December 5, 2012

Can you believe it’s time for another application spree? We met all of the spending requirements from the last two application sprees, and I still have more holiday shopping to do! We featured some big free money offers lately; since many of them specifically state they are limited time offers, I want to jump on […]

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What is The Fiscal Cliff?

Posted by Don on December 4, 2012

Just about every news story now talks about the fiscal cliff we are headed for. Overall, the fiscal cliff is a combination of the expiring Bush tax cuts, which will raise rates for all taxpayers, along with the start of the taxes we will pay due to the implementation of the Affordable Care Act, commonly […]

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States with No Income Tax

Posted by Kristen on December 2, 2012

Are there states where you can live and you do not have to pay income tax? Yes, there are seven American states that do not require residents to pay any income tax. In addition, to the states with no income tax there are two states that only tax dividends and interest income. States with No […]

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Shop Discover Cashback

Posted by Kate on December 1, 2012

As you get started on all of your holiday shopping, another cash back program you can utilize is ShopDiscover! ShopDiscover lets you earn 5% – 20% cash back on every purchase you make at over 200 online retailers as long as you use a Discover card that offers a rewards program (cash back or miles). […]

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Citi Thank You Preferred $400 Sign Up Bonus

Posted by Kate on November 30, 2012

Update: This offer is expired. Please see our credit card directory for current offers. Citi is coming through with a great offer worth $400 for the gift-giving season. It’s this week’s Free Money Friday and it is just in time for you to use all of your holiday shopping to your benefit! How to Earn […]

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How to Save Money on Holiday Gifts

Posted by Kristen on November 29, 2012

The holiday season is filled with joy, love, and excitement, right? For the most part, it definitely is, but there’s also another side of the festive season. The holidays can wreak havoc to our budgets and be quite financially stressful. But you can still have a great holiday season without going broke. If you’re like […]

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New 2013 Investment Tax: What it Means For You

Posted by Don on November 28, 2012

Now that the Supreme Court has upheld Obamacare and President Obama won re-election, it is certain that come January 1, 2013, many Americans will face new taxes. The press is focusing on one aspect of the new taxes that will help pay for Obamacare, the 3.8% investment tax. But there are many other changes to […]

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Prepaid Gold Visa $25 Sign Up Bonus

Posted by Kate on November 23, 2012

Prepaid cards weren’t on our radar for a long time, so we were surprised by the popularity the last time we found a prepaid bonus offer. We went on a search and found another one! Just in time for holiday gift-giving, the Gold Visa Prepaid Card is offering a sign-up bonus for this week’s Free […]

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How Much is Your Time Worth?

Posted by Don on November 20, 2012

When we think about how much we are worth in terms of dollars, most of us use our jobs as a reference. If you have a job that pays you $50,000 per year and you work 40 hours per week, you are worth roughly $24 per hour. This does not take into account bonuses or […]

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39 Ways to Enjoy Your Thanksgiving Leftovers

Posted by Kristen on November 19, 2012

Besides a massive turkey, remembering what we are thankful for, and sitting around the table with our families, Thanksgiving is widely known for leftovers. We cook so much that we end up having loads of food leftover. But just because there’s extra food, doesn’t mean it’s wasting money. In fact, cooking larger portions and utilizing […]

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