How Much is the Penalty for No Health Insurance?

Posted by Madison on March 8, 2016

Obamacare, or the Affordable Care Act is now in the third year of providing health insurance. However, it’s only the second year of reconciling the health care requirements and the health insurance premium tax credit on your tax return. The fee, or insurance penalty tax, for going without health insurance increases each year. Here’s how […]

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Starwood Highest Ever Sign Up Bonus: 35,000 Points

Posted by Madison on March 4, 2016

The Starwood American Express card just increased their sign up bonus to 35,000 points! This is the highest sign up bonus they’ve ever offered. The standard sign up bonus is 25,000 points and they usually bump it up to 30,000 points sometime during the summer. But it’s never been 35,000 points before! The offer is […]

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One of the basics to a solid financial life is to have an emergency fund should something unexpected happen. If you’ve lived more than a few years, you know that things can and will happen all of the time and the importance of having an emergency fund is undeniable. But issues arise when you start […]

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This Month’s Most Popular Finance Tips: February

Posted by Madison on February 29, 2016

This month our most popular finance tips were managing your finances, steps to wealth, making more money on Amazon, an application spree, things you need to know before you play the lottery, and the last chance to pick up the Chase $600 bonus before the end of the month. If you missed the most popular […]

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As I mentioned in our $4,500 Credit Card Application Spree Chase is changing the rules for those of us who apply for lots of credit cards. Earlier this week, we picked up the Chase Ink Plus Business card with a 60,000 point sign up bonus. The card was approved two days later before the new […]

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When is the Tax Deadline? It’s Not April 15

Posted by Madison on February 25, 2016

The 2016 tax deadline for your 2015 tax return is on April 18, 2016. Why is the Tax Deadline Not on April 15? Emancipation Day Holiday. Sometimes the tax deadline is delayed due to the Emancipation Day holiday. This year the tax deadline is extended for everyone even though all states do not observe the […]

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It’s time for one of my favorite traditions – an application spree! I sign up for a handful of my favorite credit card sign up bonuses at the same time. It’s not for everyone, and it has to be done very carefully; but if it’s done right, it can be a very lucrative way to […]

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Bank of America Cash Rewards $100 Sign Up Bonus

Posted by Madison on February 19, 2016

Since Bank of America announced their Preferred Rewards program that increases the bonuses, I’m revisiting the Bank of America cards. The BankAmericard Cash Rewards card sign up bonus is $100. The card earns 1-3% cash back on purchases, but could go as high as 3.3%-5.25% based on the category and rewards program tier. It’s Free […]

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3 Steps That Will Lead You to More Wealth

Posted by Don on February 18, 2016

We all want more money, right? Who doesn’t? I am going to walk you through three things I do that lead to more wealth. The 3 Steps to More Wealth On the surface, each step sounds simple and basic, but they make a big difference in time. The key is making them each a habit […]

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2016 Citi Dividend Rewards Calendar

Posted by Madison on February 16, 2016

Each quarter I put together a list of the 5% cash back on rotating categories. However, just looking at the current quarter doesn’t give you the full picture. This is especially true for the Citi card since the total cash back you can earn with the card is $300 per calendar year; it doesn’t have […]

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