I had a run-in with a debt collection agency in my mid-twenties. It is not something I like to talk about or advertise, as I think anyone who hears “debt collection agency” must think that the person being called and written to is in the wrong. But this wasn’t the case with my debt. My [...]

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Congratulations, you are a newly minted college graduate! Now that college is over and you are being pushed into the real world, it is time to think about your future. In order to do so, you need to think about investing. I know, investing can be confusing and therefore overwhelming at times. There is a [...]

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Whether you realize it or not, your credit report is very important. Anytime you want to get a new credit card, apply for a loan for a home or for education or purchase a car, lenders look at your credit report to determine if you’re a good candidate. Your credit report is also used to [...]

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I have a new Chase IHG card from my recent $1,720 + 267k Point Credit Card Application Spree. It’s our Free Money Friday offer! The 60,000 point sign up bonus is a good way for you to cover your hotel stays this summer. Plus, the IHG Rewards Club Select credit card has some great extra perks as [...]

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Moving home after college is becoming increasingly popular. According to Business Insider, 85 percent of college seniors plan on moving back home with their parents after they graduate and an estimated 53 percent of 18 to 24 year olds are living at home. While living at home can be a great opportunity to find a [...]

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During my $1,720 + 267k Point Credit Card Application Spree I picked up the Citi ThankYou® Premier Card for the 50,000 point sign up bonus which is worth $500 or more depending on how you redeem it. A reader, Barry, pointed out that the sign up bonus on the Citi TYPremier card “is only 37500 [...]

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We’re always on the lookout for ways to save money on gas. What if I told you there was a program to save 3¢ per gallon every time you get gas? It doesn’t sound like much, but when you think of it over time, it has the potential to really add up! I just stumbled [...]

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Who couldn’t use some extra cash? Perhaps you are paying down debt, working your way through college and need some pizza money, saving for that dream vacation you want to take, or just want to supplement your ‘mad money’ spending. The great news is that there are many side jobs that can accomplish the level [...]

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If you are looking for a good cash back card, this week’s Free Money Friday offer may be just for you! The Citi Dividend is a great cash back card we frequently talk about for quarterly cash back, but it’s about time we highlight the sign up bonus! The Citi Dividend card is currently offering [...]

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Studying abroad can be a wonderful experience for any college student. And while there are many advantages and disadvantages of studying abroad, a common denominator is that it could be quite costly. So before you set out for the once in a lifetime adventure, learn how you can save money first. Here are some tips [...]

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