After the great run the stock market had in 2013, 2014 is turning into an investor’s worst nightmare. The volatility in the stock market is back, with the Dow Jones and S&P 500 declining and advancing close to 100 points daily. What is an investor to do in order to survive this emotional roller coaster [...]

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Kapitall is trying to “break the established online trading mold” by adding a gaming experience to their brokerage to differentiate themselves from other online brokers. Sounds bizarre, but since they are offering a bonus to sign up, I’m in! Kapitall is offering a $50 – $200 sign up bonus. It’s this week’s featured deal! How to [...]

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Crowdfunding has become quite trendy. In fact, even people with a lot of money like Zach Braff and Spike Lee are turning to these platforms to fund a project that they want full artistic control over. And having full control over your project is just one of the benefits of these sites (aside from the [...]

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The calculation for internal rate of return or IRR has many uses. For individuals, the most common use is to find out the rate of return our investments produce. For corporations, internal rate of return can be used to determine which project should be implemented or whether or not a stock buyback plan should be [...]

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Many people use the return on investment calculation to determine how well their investments are performing. The benefit of the return on investment (ROI) calculation is that it is very simple to understand and to complete. It is also beneficial because it gives meaning when someone tells you they earned $5,000 on an investment. But [...]

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What is the Rule of 72?

Posted by Don

Have you heard of the Rule of 72? No it’s not something related to Breaking Bad. It’s a math formula. Before you go running from this page, hear me out. I’ll do my best to make this math lesson as easy and enjoyable as possible. What is the Rule of 72? At its core, the [...]

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Do you know how much you’re paying in fees for your investments? 1%? 2%? It may seem like such a small percentage that you ignore it. Even seemingly small percentages can have a big impact on your investment returns. Here is why you should pay attention to investment fund fees. Mutual Fund Fees What are [...]

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I want to explain to you the impact volatility has on investments. If you are unfamiliar with the term volatility, it can be defined as the fluctuation of value of the underlying asset. A government bond fund is not very volatile. Its price does not swing wildly from one day to the next. On the [...]

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Gold has plummeted close to 30% in value. Gold was once valued at over $1,700 an ounce but now is sitting at around $1,200 an ounce (as of last week; see the current gold price for today’s gold rate). So what’s the deal with gold? Why do people invest in it and what’s up with [...]

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Every quarter some of my stocks pay dividends. Depending on the various mutual funds I own, I receive a dividend from them either quarterly, semi-annually, or annually. I have all of these dividends set to reinvest back into the funds they came from. Why? Because by reinvesting the dividends, I increase the return of those [...]

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