Investment Club Portfolio and Returns

Posted by Madison on March 26, 2008

After I wrote how to start an investment club, readers wanted to know more about our investment club portfolio and returns. With the permission from the club members, here is what our portfolio and returns look like at Scottrade, in addition to more information about how the club works.

Investment Snowflaking at MSN

Posted by Madison on March 19, 2008

Welcome readers from MSN! Today I wrote a guest post for MSN on Investment Snowflaking explaining how it works, the benefits and some examples. It’s a spin-off of a popular strategy know as debt snowflaking. Each time you receive extra money — a sale on eBay, a bonus check, or repayment from a friend who […]

Continue reading…

How to Start an Investment Club

Posted by Madison on March 14, 2008

How to start an investment club from start to finish. We had our monthly investment club meeting this week. We formed the club about five years ago and have come a long way. If you are interested in starting a club of your own, here’s some of the information from the handout at our first […]

Continue reading…

Reverse Strategy: Decreasing Contribution Percent

Posted by Madison on March 5, 2008

After my husband read our net worth update, he asked why our portfolio was declining and if contributions wouldn’t offset the declines. I explained that we had reduced our savings contributions significantly in the last few years, which alarmed him. Actually, the strategy I came up with is anything but alarming. Here’s an example of […]

Continue reading…

Money Matters for All Ages: The Complete Guide

Posted by Madison on January 26, 2008

Sixteen personal finance writers put together an outstanding guide of finance material that spans a lifetime in the Money Matters for All Ages series. The entire series is also available to download in a free e-book. Here’s the highlights:

Investment Snowflaking

Posted by Madison on January 25, 2008

Debt snowflaking is a successful technique to get out of debt. In addition to the fixed amount that you have planned each month, you apply all the extra money you find to paydown your debt faster. It’s an extension of the snowball method and snowball calculator. Investment Snowflaking I didn’t want the investing crowd to be left […]

Continue reading…

Cancel Sprint Service Without Early Termination Fees

Posted by Madison on January 21, 2008

This article could save you hundreds of dollars but to display it you need to follow these four easy steps: Click here and select your state. OPTIONAL: Get a quote from any of the listed companies. Return here and enter the name of FIRST insurance company that appears in the list. Click “Unlock” to display […]

Continue reading…

My Asset Allocation: Total Market Approach

Posted by Madison on December 31, 2007

I revamped our portfolio this fall with the intent of simplifying it. I settled on the total market approach. Update: Here is my most recent asset allocation update. My final percentages were a cross between the strategy of the Vanguard Target Retirement funds (specifically the 2045 fund) and Taylor Larimore’s four fund portfolio at the […]

Continue reading…

How Do I Organize 181 Accounts?

Posted by Madison on December 27, 2007

How exactly do I stay organized with 89 credit accounts, 31 bank accounts, 29 investment accounts and 32 other accounts (not including 14 accounts for the kids and numerous accounts for family members)? That’s what readers wanted to know when I started to describe some of the details of our accounts. I’ll highlight my various […]

Continue reading…

Public Employees can Double-dip on Retirement

Posted by Madison on December 26, 2007

I’ve been finalizing our budget for the upcoming year. Included is determining how much to contribute to our various retirement accounts. My husband works for a university, so he has two plans available to him: the 457 and the 403b.