In life, there are few do-overs. Most of the time when you mess something up, it is what it is and you have to move on. But sometimes – and these times are wonderful – there is a way to sort of erase the bad that happened because of a mistake you knowingly or unknowingly [...]

Continue reading…





You’ve probably heard it said a million times before that your student loans cannot be discharged in bankruptcy. Everyone is basically stuck with them no matter what happens later in your life (which is ample motivation to pay them off as quickly as possible). In fact, I paid off my student loans just five years [...]

Continue reading…





I had a run-in with a debt collection agency in my mid-twenties. It is not something I like to talk about or advertise, as I think anyone who hears “debt collection agency” must think that the person being called and written to is in the wrong. But this wasn’t the case with my debt. My [...]

Continue reading…





A search online asking the question “should I pay off debt or invest” is going to yield thousands of results, each with their own opinion on what is the best choice. (OK, I just googled it and there are over 26 million results.) Sadly, if you look at them all, you will not come to [...]

Continue reading…





Identity theft is a scary thought, but for many people, it falls into that category of “it will never happen to me”. But that could not be further from the truth. Unfortunately, the FBI says it’s “America’s Fastest Growing Crime”, and it shockingly impacts more than 10 million Americans per year. Protecting your identity is [...]

Continue reading…





The Making Home Affordable (MHA) program was created to help homeowners avoid foreclosure, stabilize the country’s housing market, and improve the nation’s economy. It primarily helps people who are underwater in their mortgage (i.e. owe their original mortgage lender more than what the house is currently worth due to the housing crisis), who need a [...]

Continue reading…





If you are a disciplined credit card user—one that diligently pays off the balance you ring up before the grace period ends every month—then paying your student loans on a credit card seems like an easy way to rack up extra credit card reward points for something you were going to do anyway. It kind [...]

Continue reading…





Til Debt Do Us Part

Posted by Kristen

The CNBC television show, Til Debt Do Us Part, features renowned financial expert, Gail Vaz-Oxlade helping couples get out of debt and manage their money better. The financial author and columnist comes into their home to dissect their current financial situation. I love this show, and I’ve learned a lot about money. If you’re looking [...]

Continue reading…





Dealing with debt is rough enough. It’s stressful, depressing, and scary. What makes it even worse is if you begin to start receiving calls from a debt collector. You may receive a call from a debt collector for several reasons. Here are some reasons why they may contact you and how to stop a debt [...]

Continue reading…





One of the biggest fears for people cognizant of (and who care about) future finances is whether or not they are saving enough for retirement. The media likes to portray retirement as a fun-filled, party time where travel and golf twice a week are the soup du jour. But all of these things cost a [...]

Continue reading…