A search online asking the question “should I pay off debt or invest” is going to yield thousands of results, each with their own opinion on what is the best choice. (OK, I just googled it and there are over 26 million results.) Sadly, if you look at them all, you will not come to [...]

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Identity theft is a scary thought, but for many people, it falls into that category of “it will never happen to me”. But that could not be further from the truth. Unfortunately, the FBI says it’s “America’s Fastest Growing Crime”, and it shockingly impacts more than 10 million Americans per year. Protecting your identity is [...]

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The Making Home Affordable (MHA) program was created to help homeowners avoid foreclosure, stabilize the country’s housing market, and improve the nation’s economy. It primarily helps people who are underwater in their mortgage (i.e. owe their original mortgage lender more than what the house is currently worth due to the housing crisis), who need a [...]

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If you are a disciplined credit card user—one that diligently pays off the balance you ring up before the grace period ends every month—then paying your student loans on a credit card seems like an easy way to rack up extra credit card reward points for something you were going to do anyway. It kind [...]

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Til Debt Do Us Part

Posted by Kristen

The CNBC television show, Til Debt Do Us Part, features renowned financial expert, Gail Vaz-Oxlade helping couples get out of debt and manage their money better. The financial author and columnist comes into their home to dissect their current financial situation. I love this show, and I’ve learned a lot about money. If you’re looking [...]

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Dealing with debt is rough enough. It’s stressful, depressing, and scary. What makes it even worse is if you begin to start receiving calls from a debt collector. You may receive a call from a debt collector for several reasons. Here are some reasons why they may contact you and how to stop a debt [...]

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One of the biggest fears for people cognizant of (and who care about) future finances is whether or not they are saving enough for retirement. The media likes to portray retirement as a fun-filled, party time where travel and golf twice a week are the soup du jour. But all of these things cost a [...]

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You always hear the old saying to never lend money to friends or family members. The reason for this is because you don’t want money to be a wedge in your relationship should the borrower skip out on payments. While I feel that this rule is a good one in theory, in practice it does [...]

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Student loan debt is one of the hottest topics over the last few years. Large media outlets have been having a heyday profiling individuals with massive amounts of student loans and poor future prospects brought about partially from a slow economy and partially from a poor choice in career-to-debt ratio. I can relate to these [...]

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One of my biggest financial obstacles is by far learning to deal with my student loans that I racked up throughout college and learning how to make these hefty payments every month on a tight budget. According to USA Today, student loan debt is at an astounding $986 billion now and continuing to grow fast. [...]

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