Are you getting ready to file your taxes? If so, you might find yourself needing a slight refresher on how tax brackets work. The US tax system is based on a progressive rate structure – the more income you make, the higher tax rate you pay. But contrary to popular belief, you do NOT pay [...]
Government savings bonds have a special place in my heart. My grandpa often tells stories about using payroll deduction to buy bonds when he was a civil service employee in the 60s and 70s. As he tells it, you could buy 1/3 of a bond for $6.25, and receive a bond for $18.75 every third [...]
If you own a business or serve in a supervisory position at work, you might be fretting about what to give your employees for the holidays..and you’re running out of time! You don’t want to spend too much…or too little. You don’t want to get too personal (unless your office is a small one, where [...]
The gift basket is a longtime favorite for holiday gifts. They’re a great way to give a family gift, which is one of my favorite ways to save money on holiday gifts. You can make the basket as small or large as you want, including small “filler” items as a way to give more for [...]
I love buying books as gifts for holidays and birthdays. They last forever, you can find one for any audience, and it’s easy to spend as much or as little as you please. If you’re having a hard time finding gifts for people on your list this holiday season, check out the ultimate book gift guide below. [...]
