Articles by Jill

Pressing the Reset Button

Posted by Jill on September 28, 2011

I can’t believe it’s already the end of September. I’ve always thought of this time of year as a chance for new beginnings. It undoubtedly comes from so many years of starting a new school year around this time. But I think it’s also because it’s just a little easier to recommit to goals and […]

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Should I Go To Grad School?

Posted by Jill on September 14, 2011

When I finished undergrad, I knew I would be looking for a job instead of thinking about more school. There just wasn’t anything I was interested in enough to warrant 1-2 years or more focusing on one specific topic. In addition, even my 21-year-old pre-personal finance nerd self knew that I didn’t want to take […]

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5 Reasons to Get Out of Debt

Posted by Jill on September 7, 2011

We talk a lot about saving and investing around here. And we also kind of assume that if you have any debt you are trying to get rid of it. But I know there’s lots of people out there who just haven’t taken the plunge and made the commitment to getting rid of debt once and […]

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Financial Advice for Pro Athletes

Posted by Jill on August 23, 2011

I’m sitting at home watching an NFL pre-season game. Growing up in Texas, football was a big part of my high-school life, even though I’m a little embarrassed to say I don’t always understand the game… Every time I watch what amounts to a bunch of people mostly my age or younger beating each other […]

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How to Use Credit Cards to Consolidate Debt

Posted by Jill on August 9, 2011

Getting out of debt is not an easy task – first, you have to make the commitment to stop incurring new debt. Then, you need to create a plan to pay off existing debts in some logical order. This all assumes that you have the income to cover your expenses, and the willpower to keep […]

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7 Back To School Savings Tips

Posted by Jill on August 1, 2011

I can’t believe that July is over! I keep telling people I “just” moved back to Texas, but it’s actually been over two months. I had big plans for this summer, and I’m sad to say that lots of them just didn’t get done. As we enter fall, I’m going to try to be better […]

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7 Credit Card Commandments

Posted by Jill on July 25, 2011

Do you remember when you got your first credit card? Mine was a Capital One card offered to me when I was in high school because my parents were long-time Capital One customers. It had an annual fee of $39, a whopping $250 credit card limit and was supposed to be used for emergencies only. […]

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I know that by now you’re all familiar with my move to Texas. But I’m not 100% sure that I mentioned that I’ve actually moved back in with my parents. Since my parents moved houses while I was in college, it’s not exactly the room that I grew up in – but it’s pretty close! Making […]

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How Do You Combat Spending Anxiety?

Posted by Jill on June 29, 2011

So many of you wrote helpful comments when I talked about needing to buy a new car… but I still haven’t done it! My very generous grandparents have a pretty new car that mostly sits in their driveway. When they heard I was moving home and would be temporarily carless, they offered to let me […]

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Should You Liquidate Savings to Pay off Debt?

Posted by Jill on June 22, 2011

Many articles have covered the crossover point – the point where earnings from investment income exceed living expenses, so that you can theoretically stop working for an income and instead just live off of your investments – detailed extensively in the book Your Money or Your Life. At some level, the crossover point is the […]

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