When I decided to move to Texas, I also decided to sell all of my furniture and just ship my belongings home. Most of my furniture was from either IKEA or Overstock – it was one of the ways I saved money when I first started working and had to set up a brand new […]
So…I’ve officially relocated to Texas! I’ve mentioned several times that I didn’t own a car in DC. It was a great way to reduce my expenses, contribute to environmental conservation efforts and get in a bit of daily exercise. On the east coast, public transportation is a way of life…in Texas, we drive. And like so many other […]
Are you thinking about switching jobs? As the job market starts to loosen up just a little bit, unhappy and underpaid workers everywhere are considering brushing up their resumes to submit applications. Nearly everyone who seeks to switch jobs attempts to get at least a small raise…but a small raise might not be enough if the […]
I’ve lived in DC for a total of eight years, four in college and four since. At the end of each of those post-college years I have contemplated my next steps – do I stay where I’m at, move to a new local apartment, or make an even bigger move back to my home state […]
The adjustable rate mortgage craze was part of what led to the housing and financial crisis that we are still recovering from. Adjustable rate mortgages (ARMs) usually have lower interest rates than traditional mortgages when they are first disbursed. This leads to lower payments, which makes it easier for people to take on large mortgages that […]
I do my best to maximize credit card rewards, take advantage of reward and loyalty programs and generally stretch my dollars as far as possible without spending too much time doing so. So when I read Madison’s post about Envaulted, a cash-back program that gives you 1% back on credit card purchases plus bonuses on certain […]
It’s April. Here in DC Cherry Blossom season has come and gone and the weather is getting warmer every day. We grownups (at 25 I still have a hard time thinking of myself that way!) are in the midst of putting away winter clothes and making summer plans. But students everywhere are gearing up for […]
Awhile back, I took advantage of a Free Money Friday offer to open a new E-Trade account. Some time later, that account was converted along with most E-Trade deposit accounts to a Discover Bank account. If you’re like me, you associate Discover with credit cards only – in fact, I previously had no idea that […]
Among business owners I know, “I can write it off” has become almost a daily refrain. Business owners can definitely deduct legitimate expenses from their income – and in some cases can claim a business loss if expenses exceed income. But not all income tax losses are completely tax deductible. If you have been dragging […]
Now that the IRS has started accepting returns and distributing tax refunds, many of you are receiving large sums of money. If you’re not careful, you can easily sweep this money into your regular spending, earning several hundred to several thousand dollars worth of “extra” income and having nothing to show for it – it’s […]
