Over the years, there has been a lot of hullabaloo over the solvency of the Social Security system here in the United States and whether or not Social Security will still be around in 20 years. Many people have fears and questions that are not sufficiently answered by those who represent us in congress. (A […]
Why I Dropped My Ring Insurance
Posted byI really like my engagement ring. It is simple and something I can see wearing forever. Even though I really like it I stopped insuring it a few years ago. Here is my reasoning on dropping the ring insurance. Photo source: firemedic58 Why Do I Have Insurance? Personally I have insurance for things when I […]
Finance Tips: Labor Day Sales
Posted byHope everyone is enjoying the last weekend of summer! If you’re lucky enough to have some downtime, catch up on some of these great finance reads. Photo source: Serfs UP ! Labor Day Sales If you plan to shop the Labor Day sales today, here are some resources compiling the deals: Amazon Labor Day PC […]
Will the Bush Tax Cuts Expire in 2012?
Posted byRemember when the Bush Tax Cuts passed? They were set to expire at the end of 2010. Then they were extended at the last minute, so that the rates in place would last for two more years. Now the original cuts are once again set to expire at the end of the year, wreaking potential havoc on the […]
I am one year and five months away from being fully vested in my agency’s pension plan. As I mentioned previously when I discussed what happens to your pension when a company goes bankrupt, I contribute 6.45% per paycheck and my employer matches this contribution. Another nice option for staying with my employer for an […]
Really? Another $25 bonus from American Express? My stack of $25 gift cards from American Express just keeps growing! The American Express cards are this week’s Free Money Friday offer! Make sure you take advantage of it soon because just like the offer we saw only 2 months ago, the offer expires at the end […]
How I Save on Kids Clothes
Posted byThere are many costs associated with raising kids. One cost I minimize is kids clothing. Don’t worry my kids aren’t running around naked all day. I use a twofold strategy for buying and donating that gets my overall cost for clothing close to zero. It’s a big savings during back to school shopping time. Photo […]
With interest rates continuing to be at all-time lows, now is a great time to buy a home or refinance your existing mortgage. When it comes to home buying or refinancing, closing costs can cost you (no pun intended). Many do not realize that some of the items listed as closing costs can be negotiated. […]
Finance Tips: Back To School Savings
Posted byA lot of you are probably getting ready to send your kids back to school in the next few weeks. As everyone is getting into the swing of new habits, why not get inspired to organize your finances, in addition to those school supplies, by reading some of these great personal finance articles? Photo source: Twix […]
US Bank 5% Cash Back Credit Card
Posted byIn Madison’s $3,000 Credit Card Application Spree she mentioned the new US Bank Cash Plus card. It’s a Quarterly 5% Rotating Cash Rewards Credit Card, but has a unique advantage over the other 5% rotating cards – you get to pick the 5% cash back categories – and there’s an additional redemption award! As possibly […]