Have you taken a look at your health care benefits in the last year or two? It’s typically not something I enjoy doing, but after being sent a check for $40.00 from my doctor due to the new health insurance laws (a refund from a co-payment I had erroneously paid), I suddenly got a lot […]
Archive for July, 2013
When I bought my first home, I was excited to take part in the American Dream. Unfortunately for me, this occurred at the peak of the housing bubble. When I purchased my house, I put 10% as a down payment and financed the rest. I thought I was doing a good thing by at least […]
After a recent night around the firepit with the neighbors (who have all become very close friends), somehow the conversation turned to my love of personal finance, in particular my obsession with maximizing credit card benefits. I alluded to using multiple credit cards at the grocery store and gas station to earn cash back rewards […]
Student loan debt is one of the hottest topics over the last few years. Large media outlets have been having a heyday profiling individuals with massive amounts of student loans and poor future prospects brought about partially from a slow economy and partially from a poor choice in career-to-debt ratio. I can relate to these […]
Small Business Healthcare Tax Credits
Posted byIn 2012, Small Businesses accounted for the employment of 52% of people in the United States. This means that small businesses drive a lot of the American economy. Because small businesses often have fewer resources than large corporations, there are lots of tax breaks and other help through associations such as the Small Business Association […]
Why Do People Invest in Gold?
Posted byGold has plummeted close to 30% in value. Gold was once valued at over $1,700 an ounce but now is sitting at around $1,200 an ounce (as of last week; see the current gold price for today’s gold rate). So what’s the deal with gold? Why do people invest in it and what’s up with […]
Discover it Student $20 Sign Up Bonus
Posted byWhen Discover rolled out their new line of cash back credit cards called Discover it, they included a student version of the card: the Discover it Student card with a $20 sign up bonus. It is this week’s Free Money Friday! How to Get Your $20 Sign Up Bonus Apply for the Discover it Student credit […]
I have been fortunate thus far in employment. All three of my post-college jobs have provided me with healthcare insurance, and two of the three employers have even picked up the entire tab on the premium for me (family members were extra). Other than having to take on disaster healthcare plans to bide my time […]
One of my biggest financial obstacles is by far learning to deal with my student loans that I racked up throughout college and learning how to make these hefty payments every month on a tight budget. According to USA Today, student loan debt is at an astounding $986 billion now and continuing to grow fast. […]
On September 1, 2010, my new husband and I declared ourselves to be non-mortgage, debt-free from our $25,000 of consumer and student loan debt mostly leftover from debt accumulation during our single years. It was momentous, it was awe-inspiring, and then it was just life as usual. Except that we didn’t quite know what debt-free, […]